{"id":14086,"date":"2026-10-19T08:25:13","date_gmt":"2026-10-19T04:55:13","guid":{"rendered":"https:\/\/carbon.ir\/blog\/?p=14086"},"modified":"2026-10-19T08:25:13","modified_gmt":"2026-10-19T04:55:13","slug":"payment-methods-west-vs-asia","status":"publish","type":"post","link":"https:\/\/carbon.ir\/blog\/payment-methods-west-vs-asia\/","title":{"rendered":"\u062a\u0641\u0627\u0648\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u063a\u0631\u0628\u06cc \u0648 \u0622\u0633\u06cc\u0627\u06cc\u06cc\u061b \u0627\u0632 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062a\u0627 QR \u0648 \u0633\u0648\u067e\u0631\u0627\u067e"},"content":{"rendered":"\n<p class=\"post-lead wp-block-paragraph\">\u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0628\u06cc\u0634\u062a\u0631 \u062e\u0631\u06cc\u062f\u0647\u0627 \u0628\u0627 <strong>\u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/strong> \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u062f\u0631 \u0627\u0631\u0648\u067e\u0627 \u0628\u0627 <strong>\u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc \u0648 \u0627\u0646\u062a\u0642\u0627\u0644 \u0628\u0627\u0646\u06a9\u06cc<\/strong>\u060c \u0648 \u062f\u0631 \u0686\u06cc\u0646 \u0648 \u0647\u0646\u062f \u0628\u0627 <strong>\u0627\u0633\u06a9\u0646 \u06cc\u06a9 QR \u06a9\u062f \u062f\u0631 \u06af\u0648\u0634\u06cc<\/strong>. \u062a\u0641\u0627\u0648\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u063a\u0631\u0628\u06cc \u0648 \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0641\u0642\u0637 \u06cc\u06a9 \u0627\u0646\u062a\u062e\u0627\u0628 \u0633\u0644\u06cc\u0642\u0647\u200c\u0627\u06cc \u0646\u06cc\u0633\u062a\u061b \u0646\u062a\u06cc\u062c\u0647\u0654 \u062a\u0627\u0631\u06cc\u062e \u0628\u0627\u0646\u06a9\u062f\u0627\u0631\u06cc\u060c \u0642\u0648\u0627\u0646\u06cc\u0646\u060c 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\u0631\u0627 \u06cc\u06a9\u06cc \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f \u0648 \u0645\u06cc\u200c\u0628\u06cc\u0646\u06cc\u0645 \u0627\u06cc\u0631\u0627\u0646 \u06a9\u062c\u0627\u06cc \u0627\u06cc\u0646 \u0646\u0642\u0634\u0647 \u0627\u06cc\u0633\u062a\u0627\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"info-box-title wp-block-paragraph\">\u062e\u0644\u0627\u0635\u0647 \u062f\u0631 \u06cc\u06a9 \u0646\u06af\u0627\u0647<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u063a\u0631\u0628:<\/strong> \u067e\u0631\u062f\u0627\u062e\u062a \u00ab\u06a9\u0627\u0631\u062a\u200c\u0645\u062d\u0648\u0631\u00bb \u0627\u0633\u062a\u061b \u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 Apple Pay \u0647\u0645 \u062f\u0631 \u0639\u0645\u0644 \u0647\u0645\u0627\u0646 \u06a9\u0627\u0631\u062a \u0631\u0627 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. <strong>\u0622\u0633\u06cc\u0627:<\/strong> \u067e\u0631\u062f\u0627\u062e\u062a \u00ab\u0627\u067e\u200c\u0645\u062d\u0648\u0631\u00bb \u0627\u0633\u062a\u061b \u0633\u0648\u067e\u0631\u0627\u067e\u200c\u0647\u0627 \u0648 QR \u06a9\u062f \u062f\u0631 \u0686\u06cc\u0646 \u0648 \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u0639\u0645\u0648\u0645\u06cc UPI \u062f\u0631 \u0647\u0646\u062f\u060c \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u0631\u062f\u0645 \u0631\u0627 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0632 \u067e\u0648\u0644 \u0646\u0642\u062f \u0628\u0647 \u0645\u0648\u0628\u0627\u06cc\u0644 \u0628\u0631\u062f\u0647\u200c\u0627\u0646\u062f. <strong>\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc:<\/strong> \u062f\u0631 \u0622\u0633\u06cc\u0627 \u0645\u0648\u062c\u0648\u062f\u06cc \u06a9\u06cc\u0641 \u067e\u0648\u0644 \u0628\u0627 \u06cc\u06a9 \u06a9\u0644\u06cc\u06a9 \u0648\u0627\u0631\u062f \u0635\u0646\u062f\u0648\u0642 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f\u061b \u062f\u0631 \u063a\u0631\u0628 \u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0627\u067e\u200c\u0647\u0627\u06cc \u062c\u062f\u0627 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f. <strong>\u0631\u0648\u0646\u062f \u0622\u06cc\u0646\u062f\u0647:<\/strong> \u0647\u0631 \u062f\u0648 \u0637\u0631\u0641 \u0628\u0647 \u0633\u0645\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u0648 \u06a9\u06cc\u0641 \u067e\u0648\u0644 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0647\u0645\u06af\u0631\u0627 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"payments-in-the-west\">\u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u063a\u0631\u0628\u06cc \u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u062a\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627\u06cc \u0634\u0645\u0627\u0644\u06cc \u0648 \u0627\u0631\u0648\u067e\u0627\u060c \u0634\u0628\u06a9\u0647\u200c\u0647\u0627\u06cc \u06a9\u0627\u0631\u062a (Visa \u0648 Mastercard) \u0627\u0632 \u062f\u0647\u0647\u200c\u0647\u0627\u06cc \u06f1\u06f9\u06f6\u06f0 \u0648 \u06f1\u06f9\u06f7\u06f0 \u0633\u062a\u0648\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0648\u0632\u0645\u0631\u0647 \u0628\u0648\u062f\u0647\u200c\u0627\u0646\u062f. \u0648\u0642\u062a\u06cc \u06af\u0648\u0634\u06cc \u0647\u0648\u0634\u0645\u0646\u062f \u0627\u0632 \u0631\u0627\u0647 \u0631\u0633\u06cc\u062f\u060c \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u06a9\u0627\u0631\u062a \u0622\u0646\u200c\u0642\u062f\u0631 \u062c\u0627\u0627\u0641\u062a\u0627\u062f\u0647 \u0628\u0648\u062f \u06a9\u0647 \u0646\u0648\u0622\u0648\u0631\u06cc\u200c\u0647\u0627 \u0628\u0647\u200c\u062c\u0627\u06cc \u062c\u0627\u06cc\u06af\u0632\u06cc\u0646\u200c\u06a9\u0631\u062f\u0646 \u06a9\u0627\u0631\u062a\u060c \u0631\u0648\u06cc \u0622\u0646 \u0633\u0627\u062e\u062a\u0647 \u0634\u062f\u0646\u062f. \u0628\u0647 \u0647\u0645\u06cc\u0646 \u062f\u0644\u06cc\u0644 \u0648\u0642\u062a\u06cc \u06cc\u06a9 \u0627\u0631\u0648\u067e\u0627\u06cc\u06cc \u0628\u0627 \u06af\u0648\u0634\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0647\u0645\u0627\u0646 \u06a9\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc\u200c\u0627\u0634 \u0631\u0627 \u0627\u0632 \u0637\u0631\u06cc\u0642 <a href=\"https:\/\/carbon.ir\/blog\/what-is-nfc\/\">\u067e\u0631\u062f\u0627\u062e\u062a NFC<\/a> \u0628\u0647 \u06a9\u0627\u0631\u062a\u062e\u0648\u0627\u0646 \u0646\u0632\u062f\u06cc\u06a9 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0622\u0645\u0631\u06cc\u06a9\u0627: \u0641\u0631\u0647\u0646\u06af \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 \u0627\u0645\u062a\u06cc\u0627\u0632 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0641\u0642\u0637 \u0627\u0628\u0632\u0627\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u0646\u06cc\u0633\u062a\u060c \u0627\u0628\u0632\u0627\u0631 \u0633\u0627\u062e\u062a\u0646 <strong>\u0633\u0627\u0628\u0642\u0647\u0654 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/strong> \u0627\u0633\u062a. \u0627\u0645\u062a\u06cc\u0627\u0632 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc (Credit Score) \u0631\u0648\u06cc \u0648\u0627\u0645 \u0645\u0633\u06a9\u0646\u060c \u0627\u062c\u0627\u0631\u0647\u0654 \u062e\u0627\u0646\u0647 \u0648 \u062d\u062a\u06cc \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u062b\u0631 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f\u060c \u067e\u0633 \u0645\u0631\u062f\u0645 \u0627\u0646\u06af\u06cc\u0632\u0647 \u062f\u0627\u0631\u0646\u062f \u0628\u0627 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062e\u0631\u06cc\u062f \u06a9\u0646\u0646\u062f \u0648 \u0622\u0646 \u0631\u0627 \u0628\u0647\u200c\u0645\u0648\u0642\u0639 \u062a\u0633\u0648\u06cc\u0647 \u06a9\u0646\u0646\u062f. \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u0627\u0645\u062a\u06cc\u0627\u0632 \u0648 \u0628\u0627\u0632\u06af\u0634\u062a \u0648\u062c\u0647 (Cashback) \u0647\u0645 \u0627\u06cc\u0646 \u0639\u0627\u062f\u062a \u0631\u0627 \u062a\u0642\u0648\u06cc\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u062f\u0631 \u06a9\u0646\u0627\u0631 \u06a9\u0627\u0631\u062a\u060c \u0627\u067e\u200c\u0647\u0627\u06cc \u0627\u0646\u062a\u0642\u0627\u0644 \u067e\u0648\u0644 \u0641\u0631\u062f\u200c\u0628\u0647\u200c\u0641\u0631\u062f \u0645\u062b\u0644 Venmo \u0648 Zelle \u0631\u0627\u06cc\u062c \u0634\u062f\u0647\u200c\u0627\u0646\u062f \u0648 \u062d\u062a\u06cc \u0686\u06a9 \u06a9\u0627\u063a\u0630\u06cc \u0647\u0646\u0648\u0632 \u062f\u0631 \u0628\u0631\u062e\u06cc \u067e\u0631\u062f\u0627\u062e\u062a\u200c\u0647\u0627 \u06a9\u0627\u0645\u0644\u0627\u064b \u06a9\u0646\u0627\u0631 \u0646\u0631\u0641\u062a\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0631\u0648\u067e\u0627: \u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc\u060c \u0627\u0646\u062a\u0642\u0627\u0644 \u0622\u0646\u06cc \u0648 \u062a\u0641\u0627\u0648\u062a \u0634\u0645\u0627\u0644 \u0648 \u062c\u0646\u0648\u0628<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0631\u0648\u067e\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0628\u0631\u062e\u0644\u0627\u0641 \u0622\u0645\u0631\u06cc\u06a9\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 <strong>\u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc (Debit Card)<\/strong> \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u06cc\u06a9\u06cc \u0627\u0632 \u062f\u0644\u0627\u06cc\u0644\u0634 \u0645\u0642\u0631\u0631\u0627\u062a \u0627\u062a\u062d\u0627\u062f\u06cc\u0647\u0654 \u0627\u0631\u0648\u067e\u0627\u0633\u062a \u06a9\u0647 \u0627\u0632 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f5 <a href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2015\/751\/oj\" target=\"_blank\" rel=\"noopener\">\u06a9\u0627\u0631\u0645\u0632\u062f \u0628\u06cc\u0646\u200c\u0628\u0627\u0646\u06a9\u06cc \u06a9\u0627\u0631\u062a<\/a> \u0631\u0627 \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc \u0628\u0647 \u06f0\u066b\u06f2\u066a \u0648 \u0628\u0631\u0627\u06cc \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0647 \u06f0\u066b\u06f3\u066a \u0645\u062d\u062f\u0648\u062f \u06a9\u0631\u062f\u061b \u062f\u0631 \u0646\u062a\u06cc\u062c\u0647 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u06cc\u06af\u0631 \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0645\u062b\u0644 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0628\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f\u0647\u0627\u06cc \u0628\u0627\u0644\u0627 \u0628\u0631\u0646\u0627\u0645\u0647\u200c\u0647\u0627\u06cc \u062c\u0627\u06cc\u0632\u0647\u0654 \u0633\u062e\u0627\u0648\u062a\u0645\u0646\u062f\u0627\u0646\u0647 \u0628\u062f\u0647\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062e\u0648\u062f \u0627\u0631\u0648\u067e\u0627 \u0647\u0645 \u06cc\u06a9\u062f\u0633\u062a \u0646\u06cc\u0633\u062a. \u062f\u0631 \u0633\u0648\u0626\u062f \u067e\u0648\u0644 \u0646\u0642\u062f \u0641\u0642\u0637 \u0633\u0647\u0645 \u06a9\u0648\u0686\u06a9\u06cc \u0627\u0632 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u0641\u0631\u0648\u0634\u06af\u0627\u0647\u06cc \u062f\u0627\u0631\u062f \u0648 \u0627\u067e Swish \u0628\u0631\u0627\u06cc \u0627\u0646\u062a\u0642\u0627\u0644 \u0622\u0646\u06cc \u0647\u0645\u0647\u200c\u062c\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0627\u0645\u0627 \u062f\u0631 \u0622\u0644\u0645\u0627\u0646 \u0647\u0646\u0648\u0632 \u062d\u062f\u0648\u062f \u0646\u06cc\u0645\u06cc \u0627\u0632 \u062e\u0631\u06cc\u062f\u0647\u0627\u06cc \u062d\u0636\u0648\u0631\u06cc \u0628\u0627 \u0627\u0633\u06a9\u0646\u0627\u0633 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f. \u062f\u0631 \u0647\u0644\u0646\u062f \u0647\u0645 iDEAL \u0631\u0648\u0634 \u0627\u0635\u0644\u06cc \u062e\u0631\u06cc\u062f \u0622\u0646\u0644\u0627\u06cc\u0646 \u0627\u0633\u062a. \u0628\u0627 \u0642\u0627\u0646\u0648\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u0627\u062a\u062d\u0627\u062f\u06cc\u0647\u0654 \u0627\u0631\u0648\u067e\u0627\u060c \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0645\u0648\u0638\u0641 \u0634\u062f\u0647\u200c\u0627\u0646\u062f \u0627\u0646\u062a\u0642\u0627\u0644 \u0622\u0646\u06cc \u06cc\u0648\u0631\u0648 \u0631\u0627 \u0628\u0627 \u0647\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u0628\u0631\u0627\u0628\u0631 \u0627\u0646\u062a\u0642\u0627\u0644 \u0639\u0627\u062f\u06cc \u0627\u0631\u0627\u0626\u0647 \u06a9\u0646\u0646\u062f\u061b \u0642\u062f\u0645\u06cc \u06a9\u0647 \u0627\u0631\u0648\u067e\u0627 \u0631\u0627 \u0628\u0647 \u0645\u062f\u0644 \u00ab\u062d\u0633\u0627\u0628\u200c\u0628\u0647\u200c\u062d\u0633\u0627\u0628\u00bb \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0646\u0632\u062f\u06cc\u06a9\u200c\u062a\u0631 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/p>\n\n\n\n<style>.pay-brands{margin:28px 0;padding:20px;background:var(--white);border:1px solid var(--s200);border-radius:var(--r-lg)}.pay-brands-title{font-size:13px;font-weight:700;color:var(--text1);margin-bottom:14px;display:flex;align-items:center;gap:8px}.pay-brands-title::before{content:'';width:4px;height:14px;border-radius:2px;background:var(--accent)}.pay-brands-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.pay-brand{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--s200);border-radius:var(--r-md);overflow:hidden;min-width:0}.pay-brand-zone{height:60px;display:grid;place-items:center;padding:10px 14px;background:var(--s50);border-bottom:1px solid var(--s100)}.pay-brand-logo{width:36px;height:36px;border-radius:10px;display:grid;place-items:center}.pay-brand-logo svg{width:20px;height:20px;fill:currentColor}.pay-brand-img{display:block;max-width:min(100%,120px);max-height:22px;width:auto;height:auto}.pay-brand-img.is-square{max-height:36px;border-radius:8px}.pay-brand-txt{min-width:0;display:flex;flex-direction:column;gap:2px;padding:10px 12px;text-align:center}.pay-brand-name{font-size:13px;font-weight:700;color:var(--text1);direction:ltr;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.pay-brand-meta{font-size:11px;color:var(--text3);line-height:1.5}@media(max-width:1040px){.pay-brands-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media(max-width:768px){.pay-brands{padding:16px}.pay-brands-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}<\/style><div class=\"pay-brands\" role=\"group\" aria-label=\"\u0628\u0631\u0646\u062f\u0647\u0627\u06cc \u0645\u0637\u0631\u062d \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u063a\u0631\u0628\"><div class=\"pay-brands-title\">\u0628\u0631\u0646\u062f\u0647\u0627\u06cc \u0645\u0637\u0631\u062d \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u063a\u0631\u0628<\/div><div class=\"pay-brands-grid\"><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#1A1F71;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M9.112 8.262L5.97 15.758H3.92L2.374 9.775c-.094-.368-.175-.503-.461-.658C1.447 8.864.677 8.627 0 8.479l.046-.217h3.3a.904.904 0 01.894.764l.817 4.338 2.018-5.102zm8.033 5.049c.008-1.979-2.736-2.088-2.717-2.972.006-.269.262-.555.822-.628a3.66 3.66 0 011.913.336l.34-1.59a5.207 5.207 0 00-1.814-.333c-1.917 0-3.266 1.02-3.278 2.479-.012 1.079.963 1.68 1.698 2.04.756.367 1.01.603 1.006.931-.005.504-.602.725-1.16.734-.975.015-1.54-.263-1.992-.473l-.351 1.642c.453.208 1.289.39 2.156.398 2.037 0 3.37-1.006 3.377-2.564m5.061 2.447H24l-1.565-7.496h-1.656a.883.883 0 00-.826.55l-2.909 6.946h2.036l.405-1.12h2.488zm-2.163-2.656l1.02-2.815.588 2.815zm-8.16-4.84l-1.603 7.496H8.34l1.605-7.496z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Visa<\/span><span class=\"pay-brand-meta\">\u0634\u0628\u06a9\u0647\u0654 \u06a9\u0627\u0631\u062a \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#EB001B;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M11.343 18.031c.058.049.12.098.181.146-1.177.783-2.59 1.238-4.107 1.238C3.32 19.416 0 16.096 0 12c0-4.095 3.32-7.416 7.416-7.416 1.518 0 2.931.456 4.105 1.238-.06.051-.12.098-.165.15C9.6 7.489 8.595 9.688 8.595 12c0 2.311 1.001 4.51 2.748 6.031zm5.241-13.447c-1.52 0-2.931.456-4.105 1.238.06.051.12.098.165.15C14.4 7.489 15.405 9.688 15.405 12c0 2.31-1.001 4.507-2.748 6.031-.058.049-.12.098-.181.146 1.177.783 2.588 1.238 4.107 1.238C20.68 19.416 24 16.096 24 12c0-4.094-3.32-7.416-7.416-7.416zM12 6.174c-.096.075-.189.15-.28.231C10.156 7.764 9.169 9.765 9.169 12c0 2.236.987 4.236 2.551 5.595.09.08.185.158.28.232.096-.074.189-.152.28-.232 1.563-1.359 2.551-3.359 2.551-5.595 0-2.235-.987-4.236-2.551-5.595-.09-.08-.184-.156-.28-.231z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Mastercard<\/span><span class=\"pay-brand-meta\">\u0634\u0628\u06a9\u0647\u0654 \u06a9\u0627\u0631\u062a \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#000000;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.15 4.318a42.16 42.16 0 0 0-.454.003c-.15.005-.303.013-.452.04a1.44 1.44 0 0 0-1.06.772c-.07.138-.114.278-.14.43-.028.148-.037.3-.04.45A10.2 10.2 0 0 0 0 6.222v11.557c0 .07.002.138.003.207.004.15.013.303.04.452.027.15.072.291.142.429a1.436 1.436 0 0 0 .63.63c.138.07.278.115.43.142.148.027.3.036.45.04l.208.003h20.194l.207-.003c.15-.004.303-.013.452-.04.15-.027.291-.071.428-.141a1.432 1.432 0 0 0 .631-.631c.07-.138.115-.278.141-.43.027-.148.036-.3.04-.45.002-.07.003-.138.003-.208l.001-.246V6.221c0-.07-.002-.138-.004-.207a2.995 2.995 0 0 0-.04-.452 1.446 1.446 0 0 0-1.2-1.201 3.022 3.022 0 0 0-.452-.04 10.448 10.448 0 0 0-.453-.003zm0 .512h19.942c.066 0 .131.002.197.003.115.004.25.01.375.032.109.02.2.05.287.094a.927.927 0 0 1 .407.407.997.997 0 0 1 .094.288c.022.123.028.258.031.374.002.065.003.13.003.197v11.552c0 .065 0 .13-.003.196-.003.115-.009.25-.032.375a.927.927 0 0 1-.5.693 1.002 1.002 0 0 1-.286.094 2.598 2.598 0 0 1-.373.032l-.2.003H1.906c-.066 0-.133-.002-.196-.003a2.61 2.61 0 0 1-.375-.032c-.109-.02-.2-.05-.288-.094a.918.918 0 0 1-.406-.407 1.006 1.006 0 0 1-.094-.288 2.531 2.531 0 0 1-.032-.373 9.588 9.588 0 0 1-.002-.197V6.224c0-.065 0-.131.002-.197.004-.114.01-.248.032-.375.02-.108.05-.199.094-.287a.925.925 0 0 1 .407-.406 1.03 1.03 0 0 1 .287-.094c.125-.022.26-.029.375-.032.065-.002.131-.002.196-.003zm4.71 3.7c-.3.016-.668.199-.88.456-.191.22-.36.58-.316.918.338.03.675-.169.888-.418.205-.258.345-.603.308-.955zm2.207.42v5.493h.852v-1.877h1.18c1.078 0 1.835-.739 1.835-1.812 0-1.07-.742-1.805-1.808-1.805zm.852.719h.982c.739 0 1.161.396 1.161 1.089 0 .692-.422 1.092-1.164 1.092h-.979zm-3.154.3c-.45.01-.83.28-1.05.28-.235 0-.593-.264-.981-.257a1.446 1.446 0 0 0-1.23.747c-.527.908-.139 2.255.374 2.995.249.366.549.769.944.754.373-.014.52-.242.973-.242.454 0 .586.242.98.235.41-.007.667-.366.915-.733.286-.417.403-.82.41-.841-.007-.008-.79-.308-.797-1.209-.008-.754.615-1.113.644-1.135-.352-.52-.9-.578-1.09-.593a1.123 1.123 0 0 0-.092-.002zm8.204.397c-.99 0-1.606.533-1.652 1.256h.777c.072-.358.369-.586.845-.586.502 0 .803.266.803.711v.309l-1.097.064c-.951.054-1.488.484-1.488 1.184 0 .72.548 1.207 1.332 1.207.526 0 1.032-.281 1.264-.727h.019v.659h.788v-2.76c0-.803-.62-1.317-1.591-1.317zm1.94.072l1.446 4.009c0 .003-.073.24-.073.247-.125.41-.33.571-.711.571-.069 0-.206 0-.267-.015v.666c.06.011.267.019.335.019.83 0 1.226-.312 1.568-1.283l1.5-4.214h-.868l-1.012 3.259h-.015l-1.013-3.26zm-1.167 2.189v.316c0 .521-.45.917-1.024.917-.442 0-.731-.228-.731-.579 0-.342.278-.56.769-.593z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Apple Pay<\/span><span class=\"pay-brand-meta\">\u06a9\u06cc\u0641 \u067e\u0648\u0644 NFC<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#4285F4;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.963 7.235A3.963 3.963 0 00.422 9.419a3.963 3.963 0 000 3.559 3.963 3.963 0 003.541 2.184c1.07 0 1.97-.352 2.627-.957.748-.69 1.18-1.71 1.18-2.916a4.722 4.722 0 00-.07-.806H3.964v1.526h2.14a1.835 1.835 0 01-.79 1.205c-.356.241-.814.379-1.35.379-1.034 0-1.911-.697-2.225-1.636a2.375 2.375 0 010-1.517c.314-.94 1.191-1.636 2.225-1.636a2.152 2.152 0 011.52.594l1.132-1.13a3.808 3.808 0 00-2.652-1.033zm6.501.55v6.9h.886V11.89h1.465c.603 0 1.11-.196 1.522-.588a1.911 1.911 0 00.635-1.464 1.92 1.92 0 00-.635-1.456 2.125 2.125 0 00-1.522-.598zm2.427.85a1.156 1.156 0 01.823.365 1.176 1.176 0 010 1.686 1.171 1.171 0 01-.877.357H11.35V8.635h1.487a1.156 1.156 0 01.054 0zm4.124 1.175c-.842 0-1.477.308-1.907.925l.781.491c.288-.417.68-.626 1.175-.626a1.255 1.255 0 01.856.323 1.009 1.009 0 01.366.785v.202c-.34-.193-.774-.289-1.3-.289-.617 0-1.11.145-1.479.434-.37.288-.554.677-.554 1.165a1.476 1.476 0 00.525 1.156c.35.308.785.463 1.305.463.61 0 1.098-.27 1.465-.81h.038v.655h.848v-2.909c0-.61-.19-1.09-.568-1.44-.38-.35-.896-.525-1.551-.525zm2.263.154l1.946 4.422-1.098 2.38h.915L24 9.963h-.965l-1.368 3.391h-.02l-1.406-3.39zm-2.146 2.368c.494 0 .88.11 1.156.33 0 .372-.147.696-.44.973a1.413 1.413 0 01-.997.414 1.081 1.081 0 01-.69-.232.708.708 0 01-.293-.578c0-.257.12-.47.363-.647.24-.173.54-.26.9-.26Z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Google Pay<\/span><span class=\"pay-brand-meta\">\u06a9\u06cc\u0641 \u067e\u0648\u0644 NFC<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#003087;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7.016 19.198h-4.2a.562.562 0 0 1-.555-.65L5.093.584A.692.692 0 0 1 5.776 0h7.222c3.417 0 5.904 2.488 5.846 5.5-.006.25-.027.5-.066.747A6.794 6.794 0 0 1 12.071 12H8.743a.69.69 0 0 0-.682.583l-.325 2.056-.013.083-.692 4.39-.015.087zM19.79 6.142c-.01.087-.01.175-.023.261a7.76 7.76 0 0 1-7.695 6.598H9.007l-.283 1.795-.013.083-.692 4.39-.134.843-.014.088H6.86l-.497 3.15a.562.562 0 0 0 .555.65h3.612c.34 0 .63-.249.683-.585l.952-6.031a.692.692 0 0 1 .683-.584h2.126a6.793 6.793 0 0 0 6.707-5.752c.306-1.95-.466-3.744-1.89-4.906z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">PayPal<\/span><span class=\"pay-brand-meta\">\u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u0644\u0627\u06cc\u0646<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#008CFF;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M21.772 13.119c-.267 0-.381-.251-.38-.655 0-.533.121-1.575.712-1.575.267 0 .357.243.357.598 0 .533-.13 1.632-.689 1.632Zm.502-3.377c-1.677 0-2.405 1.285-2.405 2.658 0 1.042.421 1.874 1.693 1.874 1.717 0 2.438-1.406 2.438-2.763 0-1.025-.462-1.769-1.726-1.769Zm-3.833 0c-.558 0-.964.17-1.393.477-.154-.275-.462-.477-.932-.477-.542 0-.947.219-1.247.437l-.04-.364H13.54l-.688 4.354h1.506l.479-3.053c.129-.065.323-.154.518-.154.145 0 .267.049.267.267 0 .056-.016.145-.024.218l-.429 2.722h1.498l.478-3.053c.138-.073.324-.154.51-.154.146 0 .268.049.268.267 0 .056-.017.145-.025.218l-.429 2.722h1.499l.461-2.908c.025-.153.049-.388.049-.549 0-.582-.267-.97-1.037-.97Zm-6.871 0c-.575 0-.98.219-1.287.421l-.017-.348H8.962l-.689 4.354H9.78l.478-3.053c.13-.065.324-.154.518-.154.147 0 .268.049.268.242 0 .081-.024.227-.032.299l-.422 2.666h1.499l.462-2.908c.024-.153.049-.388.049-.549 0-.582-.268-.97-1.03-.97Zm-5.631 1.834c.041-.485.413-.824.697-.824.162 0 .299.097.299.291 0 .404-.713.533-.996.533Zm.843-1.834c-1.604 0-2.382 1.39-2.382 2.698 0 1.01.478 1.817 1.814 1.817.527 0 1.07-.113 1.418-.282l.186-1.26c-.494.25-.874.347-1.271.347-.365 0-.64-.194-.64-.687.826-.008 2.252-.347 2.252-1.453 0-.687-.494-1.18-1.377-1.18Zm-4.239.267c.089.186.146.412.146.743 0 .606-.429 1.494-.777 2.06l-.373-2.989L0 9.969l.705 4.2h1.757c.77-1.01 1.718-2.448 1.718-3.554 0-.347-.073-.622-.235-.889l-1.402.283Z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Venmo<\/span><span class=\"pay-brand-meta\">\u0627\u0646\u062a\u0642\u0627\u0644 \u0641\u0631\u062f\u200c\u0628\u0647\u200c\u0641\u0631\u062f \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#6D1ED4;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M13.559 24h-2.841a.483.483 0 0 1-.483-.483v-2.765H5.638a.667.667 0 0 1-.666-.666v-2.234a.67.67 0 0 1 .142-.412l8.139-10.382h-7.25a.667.667 0 0 1-.667-.667V3.914c0-.367.299-.666.666-.666h4.23V.483c0-.266.217-.483.483-.483h2.841c.266 0 .483.217.483.483v2.765h4.323c.367 0 .666.299.666.666v2.137a.67.67 0 0 1-.141.41l-8.19 10.481h7.665c.367 0 .666.299.666.666v2.477a.667.667 0 0 1-.666.667h-4.32v2.765a.483.483 0 0 1-.483.483Z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Zelle<\/span><span class=\"pay-brand-meta\">\u0627\u0646\u062a\u0642\u0627\u0644 \u0628\u0627\u0646\u06a9\u06cc \u0622\u0646\u06cc \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#FFB3C7;color:#000\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4.592 2v20H0V2h4.592zm11.46 0c0 4.194-1.583 8.105-4.415 11.068l-.278.283L17.702 22h-5.668l-6.893-9.4 1.779-1.332c2.858-2.14 4.535-5.378 4.637-8.924L11.562 2h4.49zM21.5 17a2.5 2.5 0 110 5 2.5 2.5 0 010-5z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Klarna<\/span><span class=\"pay-brand-meta\">BNPL \u00b7 \u0633\u0648\u0626\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" 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alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Affirm<\/span><span class=\"pay-brand-meta\">BNPL \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" 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\" alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Swish<\/span><span class=\"pay-brand-meta\">\u0627\u0646\u062a\u0642\u0627\u0644 \u0622\u0646\u06cc \u00b7 \u0633\u0648\u0626\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img is-square\" src=\"data:image\/svg+xml;base64,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\" alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">iDEAL<\/span><span class=\"pay-brand-meta\">\u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u0644\u0627\u06cc\u0646 \u00b7 \u0647\u0644\u0646\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" src=\"data:image\/png;base64,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\" alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">FedNow<\/span><span class=\"pay-brand-meta\">\u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"payments-in-asia\">\u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0686\u06af\u0648\u0646\u0647 \u0627\u0633\u062a\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0647\u06cc\u0686\u200c\u0648\u0642\u062a \u0645\u0631\u062d\u0644\u0647\u0654 \u00ab\u06a9\u0627\u0631\u062a \u062f\u0631 \u06a9\u06cc\u0641 \u0647\u0645\u0647\u0654 \u0645\u0631\u062f\u0645\u00bb \u0631\u0627 \u0628\u0647\u200c\u0637\u0648\u0631 \u06a9\u0627\u0645\u0644 \u062a\u062c\u0631\u0628\u0647 \u0646\u06a9\u0631\u062f\u0646\u062f. \u0648\u0642\u062a\u06cc \u06af\u0648\u0634\u06cc \u0647\u0648\u0634\u0645\u0646\u062f \u0627\u0631\u0632\u0627\u0646 \u0634\u062f\u060c \u0645\u06cc\u0644\u06cc\u0648\u0646\u200c\u0647\u0627 \u0646\u0641\u0631 \u06a9\u0647 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0646\u062f\u0627\u0634\u062a\u0646\u062f\u060c \u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0632 \u067e\u0648\u0644 \u0646\u0642\u062f \u0628\u0647 <strong>\u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0648\u0628\u0627\u06cc\u0644\u06cc<\/strong> \u0631\u0633\u06cc\u062f\u0646\u062f. \u0628\u0647 \u0627\u06cc\u0646 \u067e\u062f\u06cc\u062f\u0647 \u00ab\u062c\u0647\u0634\u00bb (Leapfrogging) \u0645\u06cc\u200c\u06af\u0648\u06cc\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0686\u06cc\u0646: \u0627\u0642\u062a\u0635\u0627\u062f QR \u06a9\u062f \u0648 \u0633\u0648\u067e\u0631\u0627\u067e\u200c\u0647\u0627<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0686\u06cc\u0646 \u062f\u0648 \u0627\u067e <strong>Alipay<\/strong> \u0648 <strong>WeChat Pay<\/strong> \u0628\u062e\u0634 \u0639\u0645\u062f\u0647\u0654 \u0628\u0627\u0632\u0627\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0648\u0628\u0627\u06cc\u0644\u06cc \u0631\u0627 \u062f\u0631 \u062f\u0633\u062a \u062f\u0627\u0631\u0646\u062f. \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0627 \u0627\u0633\u06a9\u0646 QR \u06a9\u062f \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u061b \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u0641\u0642\u0637 \u06cc\u06a9 \u0628\u0631\u06af\u0647\u0654 \u0686\u0627\u067e\u06cc QR \u06a9\u0646\u0627\u0631 \u0635\u0646\u062f\u0648\u0642 \u0645\u06cc\u200c\u06af\u0630\u0627\u0631\u062f \u0648 \u0628\u0647 \u06a9\u0627\u0631\u062a\u062e\u0648\u0627\u0646 \u06af\u0631\u0627\u0646 \u0646\u06cc\u0627\u0632 \u0646\u062f\u0627\u0631\u062f. \u0627\u06cc\u0646 \u0627\u067e\u200c\u0647\u0627 \u00ab\u0633\u0648\u067e\u0631\u0627\u067e\u00bb \u0647\u0633\u062a\u0646\u062f: \u067e\u06cc\u0627\u0645\u200c\u0631\u0633\u0627\u0646\u06cc\u060c \u062e\u0631\u06cc\u062f\u060c \u0642\u0628\u0636\u060c \u062a\u0627\u06a9\u0633\u06cc\u060c \u0628\u06cc\u0645\u0647 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0647\u0645\u0647 \u062f\u0631 \u06cc\u06a9 \u0627\u067e\u0644\u06cc\u06a9\u06cc\u0634\u0646 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0686\u0633\u0628\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0627\u06cc\u0646 \u062e\u062f\u0645\u0627\u062a \u0631\u0627 \u06a9\u0646\u0627\u0631 \u0647\u0645 \u0646\u06af\u0647 \u0645\u06cc\u200c\u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0647\u0646\u062f: UPI\u060c \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u0639\u0645\u0648\u0645\u06cc \u067e\u0631\u062f\u0627\u062e\u062a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0633\u06cc\u0631 \u0647\u0646\u062f \u0645\u062a\u0641\u0627\u0648\u062a \u0627\u0633\u062a. \u0628\u0647\u200c\u062c\u0627\u06cc \u0627\u06cc\u0646\u06a9\u0647 \u0686\u0646\u062f \u0634\u0631\u06a9\u062a \u062e\u0635\u0648\u0635\u06cc \u0628\u0627\u0632\u0627\u0631 \u0631\u0627 \u0628\u06af\u06cc\u0631\u0646\u062f\u060c \u0646\u0647\u0627\u062f \u0645\u0644\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0646\u062f (NPCI) \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f6 \u0633\u0627\u0645\u0627\u0646\u0647\u0654 <strong>UPI<\/strong> \u0631\u0627 \u0631\u0627\u0647 \u0627\u0646\u062f\u0627\u062e\u062a: \u06cc\u06a9 \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u0639\u0645\u0648\u0645\u06cc \u06a9\u0647 \u0647\u0631 \u0628\u0627\u0646\u06a9 \u0648 \u0647\u0631 \u0627\u067e\u06cc (\u0645\u062b\u0644 PhonePe\u060c Google Pay \u0648 Paytm) \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0622\u0646 \u0648\u0635\u0644 \u0634\u0648\u062f. \u06a9\u0627\u0631\u0628\u0631 \u0628\u0627 \u06cc\u06a9 \u0634\u0646\u0627\u0633\u0647\u0654 \u0633\u0627\u062f\u0647 \u06cc\u0627 \u0627\u0633\u06a9\u0646 QR\u060c \u062f\u0631 \u0686\u0646\u062f \u062b\u0627\u0646\u06cc\u0647 \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u062f\u0648\u0646 \u06a9\u0627\u0631\u0645\u0632\u062f \u067e\u0648\u0644 \u062c\u0627\u0628\u0647\u200c\u062c\u0627 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0637\u0628\u0642 <a href=\"https:\/\/www.npci.org.in\/what-we-do\/upi\/product-statistics\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0627\u0631 \u0631\u0633\u0645\u06cc NPCI<\/a>\u060c \u062a\u0639\u062f\u0627\u062f \u062a\u0631\u0627\u06a9\u0646\u0634\u200c\u0647\u0627\u06cc \u0645\u0627\u0647\u0627\u0646\u0647\u0654 UPI \u0627\u0632 \u0633\u0627\u0644 \u06f2\u06f0\u06f2\u06f3 \u0627\u0632 \u0645\u0631\u0632 \u06f1\u06f0 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u06af\u0630\u0634\u062a\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0698\u0627\u067e\u0646 \u0648 \u06a9\u0631\u0647 \u062c\u0646\u0648\u0628\u06cc: \u062f\u0648 \u0645\u0633\u06cc\u0631 \u0645\u062a\u0641\u0627\u0648\u062a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0645\u0647\u0654 \u0622\u0633\u06cc\u0627 \u06cc\u06a9 \u0634\u06a9\u0644 \u0646\u06cc\u0633\u062a. \u06a9\u0631\u0647 \u062c\u0646\u0648\u0628\u06cc \u0627\u0632 \u067e\u06cc\u0634\u062a\u0627\u0632\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 \u06a9\u0627\u0631\u062a \u062f\u0631 \u062c\u0647\u0627\u0646 \u0627\u0633\u062a \u0648 \u0631\u0641\u062a\u0627\u0631\u0634 \u0628\u0647 \u063a\u0631\u0628 \u0634\u0628\u06cc\u0647\u200c\u062a\u0631 \u0627\u0633\u062a. \u0698\u0627\u067e\u0646 \u0633\u0627\u0644\u200c\u0647\u0627 \u06cc\u06a9\u06cc \u0627\u0632 \u0646\u0642\u062f\u0645\u062d\u0648\u0631\u062a\u0631\u06cc\u0646 \u0627\u0642\u062a\u0635\u0627\u062f\u0647\u0627\u06cc \u062a\u0648\u0633\u0639\u0647\u200c\u06cc\u0627\u0641\u062a\u0647 \u0628\u0648\u062f\u061b \u0627\u0645\u0627 \u0628\u0627 \u06a9\u0627\u0631\u062a\u200c\u0647\u0627\u06cc \u062d\u0645\u0644\u200c\u0648\u0646\u0642\u0644 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0645\u062b\u0644 Suica \u0648 \u0627\u067e\u200c\u0647\u0627\u06cc QR \u0645\u0627\u0646\u0646\u062f PayPay\u060c \u0633\u0647\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u063a\u06cc\u0631\u0646\u0642\u062f\u06cc \u0622\u0646 \u0637\u0628\u0642 \u0622\u0645\u0627\u0631 \u062f\u0648\u0644\u062a \u0698\u0627\u067e\u0646 \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f2\u06f4 \u0627\u0632 \u06f4\u06f0\u066a \u06af\u0630\u0634\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u062c\u0646\u0648\u0628 \u0634\u0631\u0642 \u0622\u0633\u06cc\u0627: \u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627 \u0648 QR \u0645\u0644\u06cc<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u062c\u0646\u0648\u0628 \u0634\u0631\u0642 \u0622\u0633\u06cc\u0627\u060c \u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0645\u062b\u0644 GrabPay \u0648 GCash \u062f\u0631 \u06a9\u0646\u0627\u0631 \u0627\u0633\u062a\u0627\u0646\u062f\u0627\u0631\u062f\u0647\u0627\u06cc QR \u0645\u0644\u06cc \u0631\u0634\u062f \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f: QRIS \u062f\u0631 \u0627\u0646\u062f\u0648\u0646\u0632\u06cc\u060c PromptPay \u062f\u0631 \u062a\u0627\u06cc\u0644\u0646\u062f \u0648 PayNow \u062f\u0631 \u0633\u0646\u06af\u0627\u067e\u0648\u0631. \u0646\u06a9\u062a\u0647\u0654 \u062c\u0627\u0644\u0628 \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0627\u06cc\u0646 \u06a9\u0634\u0648\u0631\u0647\u0627 QR\u200c\u0647\u0627\u06cc\u0634\u0627\u0646 \u0631\u0627 \u0628\u0647 \u0647\u0645 \u0648\u0635\u0644 \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f\u061b \u06cc\u0639\u0646\u06cc \u06af\u0631\u062f\u0634\u06af\u0631 \u062a\u0627\u06cc\u0644\u0646\u062f\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0627 \u0627\u067e \u0628\u0627\u0646\u06a9 \u062e\u0648\u062f\u0634 QR \u06cc\u06a9 \u0641\u0631\u0648\u0634\u06af\u0627\u0647 \u062f\u0631 \u0633\u0646\u06af\u0627\u067e\u0648\u0631 \u0631\u0627 \u0627\u0633\u06a9\u0646 \u06a9\u0646\u062f.<\/p>\n\n\n\n<div class=\"pay-brands\" role=\"group\" aria-label=\"\u0628\u0631\u0646\u062f\u0647\u0627\u06cc \u0645\u0637\u0631\u062d \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u0622\u0633\u06cc\u0627\"><div class=\"pay-brands-title\">\u0628\u0631\u0646\u062f\u0647\u0627\u06cc \u0645\u0637\u0631\u062d \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u0622\u0633\u06cc\u0627<\/div><div class=\"pay-brands-grid\"><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#1677FF;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.695 15.07c3.426 1.158 4.203 1.22 4.203 1.22V3.846c0-2.124-1.705-3.845-3.81-3.845H3.914C1.808.001.102 1.722.102 3.846v16.31c0 2.123 1.706 3.845 3.813 3.845h16.173c2.105 0 3.81-1.722 3.81-3.845v-.157s-6.19-2.602-9.315-4.119c-2.096 2.602-4.8 4.181-7.607 4.181-4.75 0-6.361-4.19-4.112-6.949.49-.602 1.324-1.175 2.617-1.497 2.025-.502 5.247.313 8.266 1.317a16.796 16.796 0 0 0 1.341-3.302H5.781v-.952h4.799V6.975H4.77v-.953h5.81V3.591s0-.409.411-.409h2.347v2.84h5.744v.951h-5.744v1.704h4.69a19.453 19.453 0 0 1-1.986 5.06c1.424.52 2.702 1.011 3.654 1.333m-13.81-2.032c-.596.06-1.71.325-2.321.869-1.83 1.608-.735 4.55 2.968 4.55 2.151 0 4.301-1.388 5.99-3.61-2.403-1.182-4.438-2.028-6.637-1.809\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Alipay<\/span><span class=\"pay-brand-meta\">\u0633\u0648\u067e\u0631\u0627\u067e \u0648 QR \u00b7 \u0686\u06cc\u0646<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#07C160;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8.691 2.188C3.891 2.188 0 5.476 0 9.53c0 2.212 1.17 4.203 3.002 5.55a.59.59 0 0 1 .213.665l-.39 1.48c-.019.07-.048.141-.048.213 0 .163.13.295.29.295a.326.326 0 0 0 .167-.054l1.903-1.114a.864.864 0 0 1 .717-.098 10.16 10.16 0 0 0 2.837.403c.276 0 .543-.027.811-.05-.857-2.578.157-4.972 1.932-6.446 1.703-1.415 3.882-1.98 5.853-1.838-.576-3.583-4.196-6.348-8.596-6.348zM5.785 5.991c.642 0 1.162.529 1.162 1.18a1.17 1.17 0 0 1-1.162 1.178A1.17 1.17 0 0 1 4.623 7.17c0-.651.52-1.18 1.162-1.18zm5.813 0c.642 0 1.162.529 1.162 1.18a1.17 1.17 0 0 1-1.162 1.178 1.17 1.17 0 0 1-1.162-1.178c0-.651.52-1.18 1.162-1.18zm5.34 2.867c-1.797-.052-3.746.512-5.28 1.786-1.72 1.428-2.687 3.72-1.78 6.22.942 2.453 3.666 4.229 6.884 4.229.826 0 1.622-.12 2.361-.336a.722.722 0 0 1 .598.082l1.584.926a.272.272 0 0 0 .14.047c.134 0 .24-.111.24-.247 0-.06-.023-.12-.038-.177l-.327-1.233a.582.582 0 0 1-.023-.156.49.49 0 0 1 .201-.398C23.024 18.48 24 16.82 24 14.98c0-3.21-2.931-5.837-6.656-6.088V8.89c-.135-.01-.27-.027-.407-.03zm-2.53 3.274c.535 0 .969.44.969.982a.976.976 0 0 1-.969.983.976.976 0 0 1-.969-.983c0-.542.434-.982.97-.982zm4.844 0c.535 0 .969.44.969.982a.976.976 0 0 1-.969.983.976.976 0 0 1-.969-.983c0-.542.434-.982.969-.982z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">WeChat Pay<\/span><span class=\"pay-brand-meta\">\u0633\u0648\u067e\u0631\u0627\u067e \u0648 QR \u00b7 \u0686\u06cc\u0646<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" 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1-.25-.255c.005-.754-.005-1.5-.005-2.25a.239.239 0 0 0-.236-.24zm-4.004.006a.232.232 0 0 0-.238.226v1.023c0 .132.113.24.252.24h1.413c.112.017.2.1.213.23v.14c-.013.124-.1.214-.207.224h-.7c-.93 0-1.594.63-1.594 1.515v1.269c0 .88.57 1.506 1.495 1.506h1.94c.348 0 .63-.27.63-.6v-4.136c0-1.004-.508-1.637-1.72-1.637zm-3.713 1.572h.678c.139 0 .25.115.25.256v.836a.253.253 0 0 1-.25.256h-.1c-.192.002-.386 0-.578 0zm4.67 1.977h.445c.139 0 .252.108.252.24v.932a.23.23 0 0 1-.014.076.25.25 0 0 1-.238.164h-.445a.247.247 0 0 1-.252-.24v-.933c0-.132.113-.239.252-.239Z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Paytm<\/span><span class=\"pay-brand-meta\">\u0627\u067e UPI \u00b7 \u0647\u0646\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" 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alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">GCash<\/span><span class=\"pay-brand-meta\">\u06a9\u06cc\u0641 \u067e\u0648\u0644 \u00b7 \u0641\u06cc\u0644\u06cc\u067e\u06cc\u0646<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" 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alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">QRIS<\/span><span class=\"pay-brand-meta\">QR \u0645\u0644\u06cc \u00b7 \u0627\u0646\u062f\u0648\u0646\u0632\u06cc<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" src=\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAKcAAAA4CAMAAACv+BhIAAAA\/1BMVEX9\/v4BOWcORW45ZYUvXoBKc5AlVXh2lKjj6euNp7fI1du2xs\/b4+fT3eFCa4lpi6JihZ2musZcgZodUXads8EAK1uCnrCasb4AMV4zYH7Bz9UALmC\/0NkAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAD81wuNAAAAQHRSTlP\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/wAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHNxRsQAABTNJREFUeNrtmul2ozgQRqUS2oUEGNtJz7z\/c06VJAw4mHbijpM+E\/0wh026VH21YJspAP7tBwBTXInmuUO9+wbgTEFg334I4jTPXdNYx9x9a4bkF5xPtqeFqNVdayaI7dfZMygQ\/i7DK\/DP97u5fFhbrNmGywmzvqIeczY8m7OV8ZeVXrTMyDiIE2N9jEoixzl2zJCBe4HX9XII0lqJT4PHk342p1eHTnALjp24kAlxo2wdIEenoDV8JN0iiFbqxGOnEE1JI+TT\/e6VeFUCOVvnE4WRFTJI4tAIAD1xligTSgg0bcelQZM+XZ\/iRVsOOX5Hjm5OSjg5YFgNPHnI9qSoCcDHjkfa1YbOP5uzOfrAuSMDCiJK4INCDonhD8XvAq3qOLDzUdBxE9Tz\/c5kXpsC+KRiICVKocjdCHMicC9ee8paHWuJX6MA1BfkJco1pizlcroJbci7YcpGoV2lqRCC+cq6+Wh9x+j7pBETZc3FAe0f4HSf1j0eG9ZeHVLnj3O+6Zfh4e4WyjSCtUCzQR10VD\/EiTWrDi3+nEEz5\/WwdVnbRSFkZ12ur5EGyaITMVKi2uZcumN80J4gu2bNKYYsV8hGVrV3my9vqUf6B3WCZajc4G9xxpOu9sSb+sdAlWF6zVnN44qrCEK+VHnhx4tqqVyiLPDOcX6ULU44TGxUcuVjnOGac6zL\/oLqeDsJuaBieu\/rI3S0GW5ynrAg1PgRV9NwUM1h7djyUFNk1HFQdQ9fFNJxkxNfHkskKZo79q3rZfVAOJRTaiHhDU7LTMMvy5y59QJs8BSrGoVufNGT8BakN8ElDsnhVmfR9CeQzhhncTGw6NfWp03O7PjEPCUtVfpj4qM2RZb5s3PdPmfVuUF7osR8FrXCewIVPE8ZpmPhVMqbrpGHvRAuHHCPqp3DSUoMnLc4TbWnG4ZBFqNlOxLYWGKqenSHUx0veUNif4O0naRVg0T\/diYriITTCxD0wCM2jD4vnYhX5YtwMhXxVnXYiKOqJzu\/Mrkx8soZZg3pPU6WcmmjN1KfHZEVjZlCEj+lDMknwR9l3Yp8NNUwOOLptKVPa2gEC\/ziVdMn2Uz6zofm4PW7nJfhFHH2OWf4rKUiIZs5Yw4BmrYkki5zRl6F1dd4hyXnQdG4FKnc460C012MTVebXU7n8+gpYvBGXWOqphj0nSfOIjFBZCVQM+fkNEsyfpuXViWZRJBe6q5Ikz7n+i3Zvj7XD6grh5w5KdGZwxbntMYpC\/Qt51zegTxXkqWw3pVUVaQg1oX1XZyMDVf23OW0lMp37KmGTCTnZG5mztNCBL\/NS2vO2e945Hybc8LpyVSHN5xDKcmjD3O6rzhuTpj1YRv2O8639ixxBEX93W1OnJAuwsc6VU7YykvLNFo59cKExfHdRzinvIRLUazc5OwnZYnCeaNuLssS8QS9dHXZGT\/CiXne6EYJmzua25zMy0aMJbngzb4Te5wpm7spnd7M2dcEuMvJVpztJLHDlHR10X7hjDNnyvq003eHU8D2e5yL6JJizux2XTS3OEUnYdXqpin8Yeid87ZoR9XLYOigtsSqxHvs\/\/XnmsOgs1bucTJfZ4fENKXSV3NJA\/r+96N3tu+LPH8ZL7v6pC+XZdNEasVCLi5map243+e8+vVjsbs6vbFF1YbcTM0vgFNjeptz8yuz3K2FT3wvvvETz\/RefLyPk5qXo7z9PYP+tIFZJG\/dXZwjXeq\/\/PeOv+V3mR\/OH84fzh\/OH84nc\/78T+B\/aU8uvv+g\/7Hwv2L8BzmGRdIovotPAAAAAElFTkSuQmCC\" alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">PromptPay<\/span><span class=\"pay-brand-meta\">\u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u00b7 \u062a\u0627\u06cc\u0644\u0646\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" src=\"data:image\/png;base64,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\" alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">PayNow<\/span><span class=\"pay-brand-meta\">\u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u00b7 \u0633\u0646\u06af\u0627\u067e\u0648\u0631<\/span><\/span><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-group stat-row\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group stat-card\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"stat-num wp-block-paragraph\">\u06f1\u06f0+ \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f<\/p>\n\n\n\n<p class=\"stat-label wp-block-paragraph\">\u062a\u0631\u0627\u06a9\u0646\u0634 \u0645\u0627\u0647\u0627\u0646\u0647\u0654 UPI \u0647\u0646\u062f \u0627\u0632 \u0633\u0627\u0644 \u06f2\u06f0\u06f2\u06f3<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group stat-card\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"stat-num wp-block-paragraph\">\u06f0\u066b\u06f3\u066a<\/p>\n\n\n\n<p class=\"stat-label wp-block-paragraph\">\u0633\u0642\u0641 \u06a9\u0627\u0631\u0645\u0632\u062f \u0628\u06cc\u0646\u200c\u0628\u0627\u0646\u06a9\u06cc \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062f\u0631 \u0627\u062a\u062d\u0627\u062f\u06cc\u0647\u0654 \u0627\u0631\u0648\u067e\u0627<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group stat-card\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"stat-num wp-block-paragraph\">\u06f4\u06f0\u066a+<\/p>\n\n\n\n<p class=\"stat-label wp-block-paragraph\">\u0633\u0647\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u063a\u06cc\u0631\u0646\u0642\u062f\u06cc \u0698\u0627\u067e\u0646 \u062f\u0631 \u06f2\u06f0\u06f2\u06f4<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"west-vs-asia-comparison\">\u062c\u062f\u0648\u0644 \u0645\u0642\u0627\u06cc\u0633\u0647\u0654 \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0631\u0627\u06cc \u0627\u06cc\u0646\u06a9\u0647 \u062a\u0641\u0627\u0648\u062a\u200c\u0647\u0627 \u0631\u0627 \u0633\u0631\u06cc\u0639 \u0628\u0628\u06cc\u0646\u06cc\u062f\u060c \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc \u062f\u0648 \u0645\u062f\u0644 \u0631\u0627 \u062f\u0631 \u062c\u062f\u0648\u0644 \u0632\u06cc\u0631 \u06a9\u0646\u0627\u0631 \u0647\u0645 \u06af\u0630\u0627\u0634\u062a\u0647\u200c\u0627\u06cc\u0645:<\/p>\n\n\n\n<figure class=\"wp-block-table compare-table\"><table><thead><tr><th>\u0645\u0639\u06cc\u0627\u0631<\/th><th>\u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u063a\u0631\u0628\u06cc<\/th><th>\u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u0622\u0633\u06cc\u0627\u06cc\u06cc<\/th><\/tr><\/thead><tbody><tr><td>\u0627\u0628\u0632\u0627\u0631 \u0627\u0635\u0644\u06cc \u067e\u0631\u062f\u0627\u062e\u062a<\/td><td>\u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc (\u0622\u0645\u0631\u06cc\u06a9\u0627) \u0648 \u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc (\u0627\u0631\u0648\u067e\u0627)<\/td><td class=\"best\">\u0627\u067e \u0645\u0648\u0628\u0627\u06cc\u0644 \u0648 QR \u06a9\u062f (\u0686\u06cc\u0646\u060c \u0647\u0646\u062f\u060c \u062c\u0646\u0648\u0628 \u0634\u0631\u0642 \u0622\u0633\u06cc\u0627)<\/td><\/tr><tr><td>\u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0627 \u0645\u0648\u0628\u0627\u06cc\u0644<\/td><td>\u06a9\u06cc\u0641 \u067e\u0648\u0644 NFC \u0631\u0648\u06cc \u0647\u0645\u0627\u0646 \u06a9\u0627\u0631\u062a (Apple Pay\u060c Google Pay)<\/td><td class=\"best\">\u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0632 \u062d\u0633\u0627\u0628 \u06cc\u0627 \u06a9\u06cc\u0641 \u067e\u0648\u0644 \u062f\u0627\u062e\u0644 \u0627\u067e<\/td><\/tr><tr><td>\u0647\u0632\u06cc\u0646\u0647\u0654 \u067e\u0630\u06cc\u0631\u0634 \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u0647<\/td><td>\u06a9\u0627\u0631\u062a\u062e\u0648\u0627\u0646 + \u06a9\u0627\u0631\u0645\u0632\u062f \u06a9\u0627\u0631\u062a<\/td><td class=\"best\">\u06cc\u06a9 QR \u0686\u0627\u067e\u06cc\u061b \u06a9\u0627\u0631\u0645\u0632\u062f \u067e\u0627\u06cc\u06cc\u0646 \u06cc\u0627 \u0635\u0641\u0631<\/td><\/tr><tr><td>\u0628\u0627\u0632\u06cc\u06af\u0631 \u0627\u0635\u0644\u06cc<\/td><td>\u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648 \u0634\u0628\u06a9\u0647\u200c\u0647\u0627\u06cc \u06a9\u0627\u0631\u062a<\/td><td>\u0633\u0648\u067e\u0631\u0627\u067e\u200c\u0647\u0627 (\u0686\u06cc\u0646) \u0648 \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u0639\u0645\u0648\u0645\u06cc (\u0647\u0646\u062f)<\/td><\/tr><tr><td>\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0627\u062e\u0644 \u0627\u067e \u067e\u0631\u062f\u0627\u062e\u062a<\/td><td>\u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0627\u067e\u200c\u0647\u0627\u06cc \u062c\u062f\u0627 (\u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646\u060c \u0627\u067e \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632)<\/td><td class=\"best\">\u0635\u0646\u062f\u0648\u0642\u060c \u0637\u0644\u0627 \u0648 \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u062f\u0627\u062e\u0644 \u0647\u0645\u0627\u0646 \u06a9\u06cc\u0641 \u067e\u0648\u0644<\/td><\/tr><tr><td>\u0627\u0639\u062a\u0628\u0627\u0631 \u0648 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc<\/td><td class=\"best\">\u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 BNPL \u062c\u0627\u0627\u0641\u062a\u0627\u062f\u0647<\/td><td>\u0627\u0639\u062a\u0628\u0627\u0631 \u062e\u0631\u062f \u062f\u0627\u062e\u0644 \u0627\u067e\u200c\u0647\u0627\u060c \u062f\u0631 \u062d\u0627\u0644 \u0631\u0634\u062f<\/td><\/tr><tr><td>\u062d\u0645\u0627\u06cc\u062a \u0627\u0632 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647<\/td><td class=\"best\">\u0642\u0648\u0627\u0646\u06cc\u0646 \u0628\u0627\u0632\u06af\u0634\u062a \u0648\u062c\u0647 (Chargeback) \u0642\u0648\u06cc<\/td><td>\u0645\u062a\u0641\u0627\u0648\u062a \u0628\u0633\u062a\u0647 \u0628\u0647 \u06a9\u0634\u0648\u0631 \u0648 \u0627\u067e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-different\">\u0686\u0631\u0627 \u0645\u0633\u06cc\u0631 \u067e\u0631\u062f\u0627\u062e\u062a \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627 \u0627\u0632 \u0647\u0645 \u062c\u062f\u0627 \u0634\u062f\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0641\u0627\u0648\u062a \u0627\u0645\u0631\u0648\u0632 \u062d\u0627\u0635\u0644 \u0686\u0646\u062f \u0639\u0627\u0645\u0644 \u0627\u0633\u062a \u06a9\u0647 \u062f\u0647\u0647\u200c\u0647\u0627 \u0631\u0648\u06cc \u0647\u0645 \u0627\u0646\u0628\u0627\u0634\u062a\u0647 \u0634\u062f\u0647\u200c\u0627\u0646\u062f:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u0642\u062f\u06cc\u0645\u06cc \u062f\u0631 \u0628\u0631\u0627\u0628\u0631 \u0634\u0631\u0648\u0639 \u0627\u0632 \u0635\u0641\u0631:<\/strong> \u063a\u0631\u0628 \u0633\u0631\u0645\u0627\u06cc\u0647\u0654 \u0633\u0646\u06af\u06cc\u0646\u06cc \u062f\u0631 \u06a9\u0627\u0631\u062a\u062e\u0648\u0627\u0646 \u0648 \u0634\u0628\u06a9\u0647\u0654 \u06a9\u0627\u0631\u062a \u062f\u0627\u0634\u062a \u0648 \u062f\u0644\u06cc\u0644\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0646\u0627\u0631\u06af\u0630\u0627\u0634\u062a\u0646\u0634 \u0646\u0645\u06cc\u200c\u062f\u06cc\u062f\u061b \u0622\u0633\u06cc\u0627 \u0686\u0646\u06cc\u0646 \u0645\u06cc\u0631\u0627\u062b\u06cc \u0646\u062f\u0627\u0634\u062a \u0648 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0633\u0631\u0627\u063a \u0645\u0648\u0628\u0627\u06cc\u0644 \u0631\u0641\u062a.<\/li>\n\n\n\n<li><strong>\u0641\u0631\u0647\u0646\u06af \u0628\u062f\u0647\u06cc \u0648 \u0627\u0639\u062a\u0628\u0627\u0631:<\/strong> \u0646\u0638\u0627\u0645 \u0627\u0645\u062a\u06cc\u0627\u0632 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0631\u0627 \u0636\u0631\u0648\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u062f\u0631 \u062d\u0627\u0644\u06cc \u06a9\u0647 \u062f\u0631 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u062c\u0648\u0627\u0645\u0639 \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0628\u062f\u0647\u06cc \u0645\u0635\u0631\u0641\u06cc \u06a9\u0645\u062a\u0631 \u067e\u0630\u06cc\u0631\u0641\u062a\u0647 \u0628\u0648\u062f.<\/li>\n\n\n\n<li><strong>\u0646\u0642\u0634 \u062f\u0648\u0644\u062a \u0648 \u0642\u0627\u0646\u0648\u0646\u200c\u06af\u0630\u0627\u0631:<\/strong> \u0647\u0646\u062f \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u06a9\u0627\u0644\u0627\u06cc \u0639\u0645\u0648\u0645\u06cc \u06a9\u0631\u062f \u0648 \u0627\u0631\u0648\u067e\u0627 \u06a9\u0627\u0631\u0645\u0632\u062f \u06a9\u0627\u0631\u062a \u0631\u0627 \u0633\u0642\u0641\u200c\u06af\u0630\u0627\u0631\u06cc \u06a9\u0631\u062f\u061b \u0647\u0631 \u062f\u0648 \u062a\u0635\u0645\u06cc\u0645 \u0631\u0641\u062a\u0627\u0631 \u0628\u0627\u0632\u0627\u0631 \u0631\u0627 \u0639\u0648\u0636 \u06a9\u0631\u062f\u0646\u062f.<\/li>\n\n\n\n<li><strong>\u0645\u0648\u0628\u0627\u06cc\u0644\u200c\u0627\u0648\u0644 \u0628\u0648\u062f\u0646 \u062c\u0645\u0639\u06cc\u062a:<\/strong> \u062f\u0631 \u0622\u0633\u06cc\u0627 \u0628\u0631\u0627\u06cc \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u0631\u062f\u0645 \u0627\u0648\u0644\u06cc\u0646 \u0627\u0628\u0632\u0627\u0631 \u0628\u0627\u0646\u06a9\u06cc\u060c \u06af\u0648\u0634\u06cc \u0628\u0648\u062f \u0646\u0647 \u0634\u0639\u0628\u0647\u0654 \u0628\u0627\u0646\u06a9 \u06cc\u0627 \u06a9\u0627\u0631\u062a.<\/li>\n\n\n\n<li><strong>\u0645\u062f\u0644 \u062f\u0631\u0622\u0645\u062f\u06cc \u0645\u062a\u0641\u0627\u0648\u062a:<\/strong> \u0634\u0628\u06a9\u0647\u200c\u0647\u0627\u06cc \u06a9\u0627\u0631\u062a \u0627\u0632 \u06a9\u0627\u0631\u0645\u0632\u062f \u0647\u0631 \u062a\u0631\u0627\u06a9\u0646\u0634 \u062f\u0631\u0622\u0645\u062f \u062f\u0627\u0631\u0646\u062f\u061b \u0633\u0648\u067e\u0631\u0627\u067e\u200c\u0647\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u0627\u0631\u0632\u0627\u0646 \u06cc\u0627 \u0631\u0627\u06cc\u06af\u0627\u0646 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f \u062a\u0627 \u0627\u0632 \u062f\u0627\u062f\u0647\u060c \u062a\u0628\u0644\u06cc\u063a\u0627\u062a\u060c \u0648\u0627\u0645 \u0648 \u062e\u062f\u0645\u0627\u062a \u062f\u06cc\u06af\u0631 \u062f\u0631\u0622\u0645\u062f \u0628\u0633\u0627\u0632\u0646\u062f.<\/li>\n<\/ol>\n\n\n\n<blockquote class=\"wp-block-quote pullquote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u063a\u0631\u0628 \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u0631\u0648\u06cc \u06a9\u0627\u0631\u062a \u0633\u0627\u062e\u062a \u0648 \u0628\u0639\u062f \u0622\u0646 \u0631\u0627 \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u06a9\u0631\u062f\u061b \u0622\u0633\u06cc\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u0627\u0632 \u0627\u0648\u0644 \u0631\u0648\u06cc \u06af\u0648\u0634\u06cc \u0633\u0627\u062e\u062a.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"convergence\">\u0622\u06cc\u0646\u062f\u0647\u0654 \u067e\u0631\u062f\u0627\u062e\u062a: \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627 \u0628\u0647 \u0647\u0645 \u0646\u0632\u062f\u06cc\u06a9 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0631\u0632 \u0628\u06cc\u0646 \u0627\u06cc\u0646 \u062f\u0648 \u0645\u062f\u0644 \u0647\u0631 \u0633\u0627\u0644 \u06a9\u0645\u200c\u0631\u0646\u06af\u200c\u062a\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f. \u062f\u0631 \u063a\u0631\u0628\u060c <strong>\u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u062d\u0633\u0627\u0628\u200c\u0628\u0647\u200c\u062d\u0633\u0627\u0628<\/strong> \u062c\u062f\u06cc \u0634\u062f\u0647 \u0627\u0633\u062a: \u0622\u0645\u0631\u06cc\u06a9\u0627 \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f2\u06f3 \u0633\u0627\u0645\u0627\u0646\u0647\u0654 <a href=\"https:\/\/www.frbservices.org\/financial-services\/fednow\" target=\"_blank\" rel=\"noopener\">FedNow<\/a> \u0631\u0627 \u0631\u0627\u0647 \u0627\u0646\u062f\u0627\u062e\u062a \u0648 \u0627\u0631\u0648\u067e\u0627 \u0627\u0646\u062a\u0642\u0627\u0644 \u0622\u0646\u06cc \u06cc\u0648\u0631\u0648 \u0631\u0627 \u0627\u062c\u0628\u0627\u0631\u06cc \u06a9\u0631\u062f. \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc \u00ab\u0627\u0644\u0627\u0646 \u0628\u062e\u0631\u060c \u0628\u0639\u062f\u0627\u064b \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u00bb (BNPL) \u0647\u0645 \u0628\u0627 \u0634\u0631\u06a9\u062a\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 Klarna \u0648 Affirm \u062f\u0631 \u0641\u0631\u0648\u0634\u06af\u0627\u0647\u200c\u0647\u0627\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646 \u063a\u0631\u0628\u06cc \u0631\u0627\u06cc\u062c \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0622\u0633\u06cc\u0627 \u0628\u0631\u0639\u06a9\u0633\u060c \u0627\u0639\u062a\u0628\u0627\u0631 \u0648 \u062e\u0631\u06cc\u062f \u0642\u0633\u0637\u06cc \u062f\u0627\u0631\u062f \u0648\u0627\u0631\u062f \u0627\u067e\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0633\u06cc\u0633\u062a\u0645\u200c\u0647\u0627\u06cc QR \u06a9\u0634\u0648\u0631\u0647\u0627 \u0628\u0647 \u0647\u0645 \u0648\u0635\u0644 \u0645\u06cc\u200c\u0634\u0648\u0646\u062f \u062a\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0641\u0631\u0627\u0645\u0631\u0632\u06cc \u0633\u0627\u062f\u0647\u200c\u062a\u0631 \u0634\u0648\u062f. \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0647\u0645 \u062f\u0631 \u0647\u0631 \u062f\u0648 \u0645\u0646\u0637\u0642\u0647 \u0631\u0634\u062f \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f\u061b \u0627\u06af\u0631 \u0628\u0627 \u0627\u06cc\u0646 \u0645\u0641\u0647\u0648\u0645 \u0622\u0634\u0646\u0627 \u0646\u06cc\u0633\u062a\u06cc\u062f\u060c \u0645\u0642\u0627\u0644\u0647\u0654 <a href=\"https:\/\/carbon.ir\/blog\/what-is-neobank\/\">\u0646\u0626\u0648\u0628\u0627\u0646\u06a9 \u0686\u06cc\u0633\u062a\u061f<\/a> \u0631\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"investment-wallets\">\u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc: \u0648\u0642\u062a\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u06cc\u06a9\u06cc \u0645\u06cc\u200c\u0634\u0648\u0646\u062f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u06a9\u06cc\u0641 \u067e\u0648\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/strong> \u06a9\u06cc\u0641 \u067e\u0648\u0644\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0627\u062c\u0627\u0632\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f \u0645\u0648\u062c\u0648\u062f\u06cc \u0622\u0646 \u062f\u0631 \u0635\u0646\u062f\u0648\u0642 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u060c \u0637\u0644\u0627\u060c \u0633\u0647\u0627\u0645 \u06cc\u0627 \u062d\u0633\u0627\u0628 \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u0633\u0648\u062f\u062f\u0627\u0631 \u0642\u0631\u0627\u0631 \u0628\u06af\u06cc\u0631\u062f. \u062a\u0641\u0627\u0648\u062a \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627 \u062f\u0631 \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0627\u06cc\u0646\u062c\u0627 \u0647\u0645 \u062f\u06cc\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f: \u062f\u0631 \u0622\u0633\u06cc\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc <strong>\u062f\u0627\u062e\u0644<\/strong> \u0627\u067e \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0645\u062f\u0647 \u0627\u0633\u062a\u060c \u0627\u0645\u0627 \u062f\u0631 \u063a\u0631\u0628 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0627\u067e \u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u0627\u067e \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0627\u0632 \u0647\u0645 \u062c\u062f\u0627 \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0622\u0633\u06cc\u0627: \u0635\u0646\u062f\u0648\u0642 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u06cc\u06a9 \u06a9\u0644\u06cc\u06a9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u0642\u0637\u0647\u0654 \u0634\u0631\u0648\u0639 \u0627\u06cc\u0646 \u0645\u062f\u0644\u060c <strong>Yu&#8217;e Bao<\/strong> \u0628\u0648\u062f\u061b \u0633\u0631\u0648\u06cc\u0633\u06cc \u06a9\u0647 Alipay \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f3 \u0631\u0627\u0647 \u0627\u0646\u062f\u0627\u062e\u062a \u062a\u0627 \u0645\u0648\u062c\u0648\u062f\u06cc \u0628\u06cc\u200c\u0627\u0633\u062a\u0641\u0627\u062f\u0647\u0654 \u06a9\u06cc\u0641 \u067e\u0648\u0644 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0628\u0647\u200c\u0637\u0648\u0631 \u062e\u0648\u062f\u06a9\u0627\u0631 \u0648\u0627\u0631\u062f \u06cc\u06a9 <a href=\"https:\/\/carbon.ir\/blog\/investment-fund\/\">\u0635\u0646\u062f\u0648\u0642 \u0628\u0627\u0632\u0627\u0631 \u067e\u0648\u0644<\/a> \u0634\u0648\u062f \u0648 \u0647\u0631 \u0631\u0648\u0632 \u0633\u0648\u062f \u0628\u06af\u06cc\u0631\u062f\u060c \u0648 \u062f\u0631 \u0639\u06cc\u0646 \u062d\u0627\u0644 \u0647\u0631 \u0644\u062d\u0638\u0647 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u0642\u0627\u0628\u0644 \u0628\u0631\u062f\u0627\u0634\u062a \u0628\u0627\u0634\u062f. \u062d\u062f\u0627\u0642\u0644 \u0645\u0628\u0644\u063a \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u0635\u0641\u0631 \u0628\u0648\u062f \u0648 \u0647\u0645\u06cc\u0646 \u0633\u0627\u062f\u06af\u06cc\u060c \u0645\u06cc\u0644\u06cc\u0648\u0646\u200c\u0647\u0627 \u0646\u0641\u0631 \u0631\u0627 \u06a9\u0647 \u0647\u06cc\u0686\u200c\u0648\u0642\u062a \u0633\u0631\u0627\u063a \u0628\u0627\u0646\u06a9 \u06cc\u0627 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0646\u0631\u0641\u062a\u0647 \u0628\u0648\u062f\u0646\u062f \u0628\u0647 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u06a9\u0634\u0627\u0646\u062f\u061b \u062a\u0627 \u062c\u0627\u06cc\u06cc \u06a9\u0647 Yu&#8217;e Bao \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f7 \u0628\u0647 \u0628\u0632\u0631\u06af\u200c\u062a\u0631\u06cc\u0646 \u0635\u0646\u062f\u0648\u0642 \u0628\u0627\u0632\u0627\u0631 \u067e\u0648\u0644 \u062c\u0647\u0627\u0646 \u062a\u0628\u062f\u06cc\u0644 \u0634\u062f. WeChat \u0647\u0645 \u0628\u0627 \u0633\u0631\u0648\u06cc\u0633 \u0645\u0634\u0627\u0628\u0647\u06cc \u0628\u0647 \u0646\u0627\u0645 LiCaiTong \u0648\u0627\u0631\u062f \u0627\u06cc\u0646 \u0628\u0627\u0632\u0627\u0631 \u0634\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0647\u0646\u062f \u0647\u0645 \u0647\u0645\u0627\u0646 \u0627\u067e\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u0628\u0627 UPI \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0645\u062b\u0644 PhonePe \u0648 Paytm\u060c \u062e\u0631\u06cc\u062f <strong>\u0637\u0644\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644<\/strong> \u0628\u0627 \u0645\u0628\u0627\u0644\u063a \u062e\u06cc\u0644\u06cc \u06a9\u0645 \u0648 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u0627\u0647\u0627\u0646\u0647 \u062f\u0631 \u0635\u0646\u062f\u0648\u0642\u200c\u0647\u0627\u06cc \u0645\u0634\u062a\u0631\u06a9 (SIP) \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f. \u0645\u0646\u0637\u0642 \u0645\u0634\u062a\u0631\u06a9 \u0627\u06cc\u0646 \u0645\u062f\u0644 \u0633\u0627\u062f\u0647 \u0627\u0633\u062a: \u0648\u0642\u062a\u06cc \u067e\u0648\u0644 \u06a9\u0627\u0631\u0628\u0631 \u0647\u0645\u06cc\u0646 \u062d\u0627\u0644\u0627 \u062f\u0627\u062e\u0644 \u0627\u067e \u0627\u0633\u062a\u060c \u0641\u0627\u0635\u0644\u0647\u0654 \u00ab\u062e\u0631\u062c \u06a9\u0631\u062f\u0646\u00bb \u062a\u0627 \u00ab\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u06a9\u0631\u062f\u0646\u00bb \u0641\u0642\u0637 \u06cc\u06a9 \u062f\u06a9\u0645\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u063a\u0631\u0628: \u0627\u067e\u200c\u0647\u0627\u06cc \u062c\u062f\u0627\u060c \u062d\u0645\u0627\u06cc\u062a \u0642\u0627\u0646\u0648\u0646\u06cc \u0628\u06cc\u0634\u062a\u0631<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0648 \u0627\u0631\u0648\u067e\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0647\u0645 \u0631\u0634\u062f \u06a9\u0631\u062f\u0647\u060c \u0627\u0645\u0627 \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0627\u067e\u200c\u0647\u0627\u06cc \u062a\u062e\u0635\u0635\u06cc: \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc\u200c\u0647\u0627\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646 \u0628\u062f\u0648\u0646 \u06a9\u0627\u0631\u0645\u0632\u062f \u0645\u062b\u0644 Robinhood\u060c \u0627\u067e\u200c\u0647\u0627\u06cc \u00ab\u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u0628\u0627 \u0631\u064f\u0646\u062f \u06a9\u0631\u062f\u0646 \u062e\u0631\u06cc\u062f\u00bb \u0645\u062b\u0644 Acorns \u06a9\u0647 \u0628\u0627\u0642\u06cc\u200c\u0645\u0627\u0646\u062f\u0647\u0654 \u0647\u0631 \u062e\u0631\u06cc\u062f \u0631\u0627 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u060c \u0648 \u0646\u0626\u0648\u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 Revolut \u06a9\u0647 \u0633\u0647\u0627\u0645 \u0648 \u062d\u0633\u0627\u0628 \u0633\u0648\u062f\u062f\u0627\u0631 \u0631\u0627 \u06a9\u0646\u0627\u0631 \u062d\u0633\u0627\u0628 \u062c\u0627\u0631\u06cc \u06af\u0630\u0627\u0634\u062a\u0647\u200c\u0627\u0646\u062f. Cash App \u0648 PayPal \u0647\u0645 \u062e\u0631\u06cc\u062f \u0633\u0647\u0627\u0645 \u06cc\u0627 \u0631\u0645\u0632\u0627\u0631\u0632 \u0631\u0627 \u0628\u0647 \u0627\u067e \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0636\u0627\u0641\u0647 \u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f\u060c \u0627\u0645\u0627 \u0633\u0647\u0645 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u062f\u0631 \u0627\u06cc\u0646 \u0627\u067e\u200c\u0647\u0627 \u0647\u0646\u0648\u0632 \u0628\u0647 \u0627\u0646\u062f\u0627\u0632\u0647\u0654 \u0622\u0633\u06cc\u0627 \u0645\u062d\u0648\u0631\u06cc \u0646\u06cc\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0644\u06cc\u0644 \u0627\u0635\u0644\u06cc \u0627\u06cc\u0646 \u062c\u062f\u0627\u06cc\u06cc\u060c <strong>\u0645\u0642\u0631\u0631\u0627\u062a<\/strong> \u0627\u0633\u062a: \u062f\u0631 \u063a\u0631\u0628\u060c \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0633\u067e\u0631\u062f\u0647\u200c\u06af\u06cc\u0631\u06cc \u0648 \u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0645\u062c\u0648\u0632\u0647\u0627\u06cc \u062c\u062f\u0627\u06af\u0627\u0646\u0647 \u0648 \u0646\u0638\u0627\u0631\u062a \u0633\u062e\u062a\u200c\u06af\u06cc\u0631\u0627\u0646\u0647 \u062f\u0627\u0631\u0646\u062f \u0648 \u062a\u0631\u06a9\u06cc\u0628\u200c\u0634\u0627\u0646 \u062f\u0631 \u06cc\u06a9 \u0627\u067e \u062f\u0634\u0648\u0627\u0631\u062a\u0631 \u0627\u0633\u062a. \u062f\u0631 \u0645\u0642\u0627\u0628\u0644\u060c \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631 \u063a\u0631\u0628\u06cc \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0627\u0632 \u0633\u0627\u0632\u0648\u06a9\u0627\u0631\u0647\u0627\u06cc \u062d\u0645\u0627\u06cc\u062a\u06cc \u0634\u0641\u0627\u0641\u200c\u062a\u0631\u06cc \u0628\u0631\u062e\u0648\u0631\u062f\u0627\u0631 \u0627\u0633\u062a. \u062e\u0648\u062f \u0686\u06cc\u0646 \u0647\u0645 \u0628\u0639\u062f \u0627\u0632 \u0631\u0634\u062f \u0627\u0646\u0641\u062c\u0627\u0631\u06cc Yu&#8217;e Bao\u060c \u0642\u0648\u0627\u0646\u06cc\u0646 \u0635\u0646\u062f\u0648\u0642\u200c\u0647\u0627\u06cc \u0628\u0627\u0632\u0627\u0631 \u067e\u0648\u0644 \u0648 \u0628\u0631\u062f\u0627\u0634\u062a \u0622\u0646\u06cc \u0631\u0627 \u0633\u062e\u062a\u200c\u06af\u06cc\u0631\u0627\u0646\u0647\u200c\u062a\u0631 \u06a9\u0631\u062f.<\/p>\n\n\n\n<div class=\"pay-brands\" role=\"group\" aria-label=\"\u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627 \u0648 \u0627\u067e\u200c\u0647\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\"><div class=\"pay-brands-title\">\u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627 \u0648 \u0627\u067e\u200c\u0647\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc<\/div><div class=\"pay-brands-grid\"><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#1677FF;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.695 15.07c3.426 1.158 4.203 1.22 4.203 1.22V3.846c0-2.124-1.705-3.845-3.81-3.845H3.914C1.808.001.102 1.722.102 3.846v16.31c0 2.123 1.706 3.845 3.813 3.845h16.173c2.105 0 3.81-1.722 3.81-3.845v-.157s-6.19-2.602-9.315-4.119c-2.096 2.602-4.8 4.181-7.607 4.181-4.75 0-6.361-4.19-4.112-6.949.49-.602 1.324-1.175 2.617-1.497 2.025-.502 5.247.313 8.266 1.317a16.796 16.796 0 0 0 1.341-3.302H5.781v-.952h4.799V6.975H4.77v-.953h5.81V3.591s0-.409.411-.409h2.347v2.84h5.744v.951h-5.744v1.704h4.69a19.453 19.453 0 0 1-1.986 5.06c1.424.52 2.702 1.011 3.654 1.333m-13.81-2.032c-.596.06-1.71.325-2.321.869-1.83 1.608-.735 4.55 2.968 4.55 2.151 0 4.301-1.388 5.99-3.61-2.403-1.182-4.438-2.028-6.637-1.809\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Yu&#8217;e Bao<\/span><span class=\"pay-brand-meta\">\u0635\u0646\u062f\u0648\u0642 \u0628\u0627\u0632\u0627\u0631 \u067e\u0648\u0644 \u00b7 Alipay<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#07C160;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8.691 2.188C3.891 2.188 0 5.476 0 9.53c0 2.212 1.17 4.203 3.002 5.55a.59.59 0 0 1 .213.665l-.39 1.48c-.019.07-.048.141-.048.213 0 .163.13.295.29.295a.326.326 0 0 0 .167-.054l1.903-1.114a.864.864 0 0 1 .717-.098 10.16 10.16 0 0 0 2.837.403c.276 0 .543-.027.811-.05-.857-2.578.157-4.972 1.932-6.446 1.703-1.415 3.882-1.98 5.853-1.838-.576-3.583-4.196-6.348-8.596-6.348zM5.785 5.991c.642 0 1.162.529 1.162 1.18a1.17 1.17 0 0 1-1.162 1.178A1.17 1.17 0 0 1 4.623 7.17c0-.651.52-1.18 1.162-1.18zm5.813 0c.642 0 1.162.529 1.162 1.18a1.17 1.17 0 0 1-1.162 1.178 1.17 1.17 0 0 1-1.162-1.178c0-.651.52-1.18 1.162-1.18zm5.34 2.867c-1.797-.052-3.746.512-5.28 1.786-1.72 1.428-2.687 3.72-1.78 6.22.942 2.453 3.666 4.229 6.884 4.229.826 0 1.622-.12 2.361-.336a.722.722 0 0 1 .598.082l1.584.926a.272.272 0 0 0 .14.047c.134 0 .24-.111.24-.247 0-.06-.023-.12-.038-.177l-.327-1.233a.582.582 0 0 1-.023-.156.49.49 0 0 1 .201-.398C23.024 18.48 24 16.82 24 14.98c0-3.21-2.931-5.837-6.656-6.088V8.89c-.135-.01-.27-.027-.407-.03zm-2.53 3.274c.535 0 .969.44.969.982a.976.976 0 0 1-.969.983.976.976 0 0 1-.969-.983c0-.542.434-.982.97-.982zm4.844 0c.535 0 .969.44.969.982a.976.976 0 0 1-.969.983.976.976 0 0 1-.969-.983c0-.542.434-.982.969-.982z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">LiCaiTong<\/span><span class=\"pay-brand-meta\">\u0645\u062f\u06cc\u0631\u06cc\u062a \u062f\u0627\u0631\u0627\u06cc\u06cc \u00b7 WeChat<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#5F259F;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M10.206 9.941h2.949v4.692c-.402.201-.938.268-1.34.268-1.072 0-1.609-.536-1.609-1.743V9.941zm13.47 4.816c-1.523 6.449-7.985 10.442-14.433 8.919C2.794 22.154-1.199 15.691.324 9.243 1.847 2.794 8.309-1.199 14.757.324c6.449 1.523 10.442 7.985 8.919 14.433zm-6.231-5.888a.887.887 0 0 0-.871-.871h-1.609l-3.686-4.222c-.335-.402-.871-.536-1.407-.402l-1.274.401c-.201.067-.268.335-.134.469l4.021 3.82H6.386c-.201 0-.335.134-.335.335v.67c0 .469.402.871.871.871h.938v3.217c0 2.413 1.273 3.82 3.418 3.82.67 0 1.206-.067 1.877-.335v2.145c0 .603.469 1.072 1.072 1.072h.938a.432.432 0 0 0 .402-.402V9.874h1.542c.201 0 .335-.134.335-.335v-.67z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">PhonePe<\/span><span class=\"pay-brand-meta\">\u0637\u0644\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0648 SIP \u00b7 \u0647\u0646\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#20336B;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M15.85 8.167a.204.204 0 0 0-.04.004c-.68.19-.543 1.148-1.781 1.23h-.12a.23.23 0 0 0-.052.005h-.001a.24.24 0 0 0-.184.235v1.09c0 .134.106.241.237.241h.645v4.623c0 .132.104.238.233.238h1.058a.236.236 0 0 0 .233-.238v-4.623h.6c.13 0 .236-.107.236-.241v-1.09a.239.239 0 0 0-.236-.24h-.612V8.386a.218.218 0 0 0-.216-.22zm4.225 1.17c-.398 0-.762.15-1.042.395v-.124a.238.238 0 0 0-.234-.224h-1.07a.24.24 0 0 0-.236.242v5.92a.24.24 0 0 0 .236.242h1.07c.12 0 .217-.091.233-.209v-4.25a.393.393 0 0 1 .371-.408h.196a.41.41 0 0 1 .226.09.405.405 0 0 1 .145.319v4.074l.004.155a.24.24 0 0 0 .237.241h1.07a.239.239 0 0 0 .235-.23l-.001-4.246c0-.14.062-.266.174-.34a.419.419 0 0 1 .196-.068h.198c.23.02.37.2.37.408.005 1.396.004 2.8.004 4.224a.24.24 0 0 0 .237.241h1.07c.13 0 .236-.108.236-.241v-4.543c0-.31-.034-.442-.08-.577a1.601 1.601 0 0 0-1.51-1.09h-.015a1.58 1.58 0 0 0-1.152.5c-.291-.308-.7-.5-1.153-.5zM.232 9.4A.234.234 0 0 0 0 9.636v5.924c0 .132.096.238.216.241h1.09c.13 0 .237-.107.237-.24l.004-1.658H2.57c.857 0 1.453-.605 1.453-1.481v-1.538c0-.877-.596-1.484-1.453-1.484H.232zm9.032 0a.239.239 0 0 0-.237.241v2.47c0 .94.657 1.608 1.579 1.608h.675s.016 0 .037.004a.253.253 0 0 1 .222.253c0 .13-.096.235-.219.251l-.018.004-.303.006H9.739a.239.239 0 0 0-.236.24v1.09a.24.24 0 0 0 .236.242h1.75c.92 0 1.577-.669 1.577-1.608v-4.56a.239.239 0 0 0-.236-.24h-1.07a.239.239 0 0 0-.236.24c-.005.787 0 1.525 0 2.255a.253.253 0 0 1-.25.25h-.449a.253.253 0 0 1-.25-.255c.005-.754-.005-1.5-.005-2.25a.239.239 0 0 0-.236-.24zm-4.004.006a.232.232 0 0 0-.238.226v1.023c0 .132.113.24.252.24h1.413c.112.017.2.1.213.23v.14c-.013.124-.1.214-.207.224h-.7c-.93 0-1.594.63-1.594 1.515v1.269c0 .88.57 1.506 1.495 1.506h1.94c.348 0 .63-.27.63-.6v-4.136c0-1.004-.508-1.637-1.72-1.637zm-3.713 1.572h.678c.139 0 .25.115.25.256v.836a.253.253 0 0 1-.25.256h-.1c-.192.002-.386 0-.578 0zm4.67 1.977h.445c.139 0 .252.108.252.24v.932a.23.23 0 0 1-.014.076.25.25 0 0 1-.238.164h-.445a.247.247 0 0 1-.252-.24v-.933c0-.132.113-.239.252-.239Z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Paytm<\/span><span class=\"pay-brand-meta\">\u0637\u0644\u0627\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0648 \u0635\u0646\u062f\u0648\u0642 \u00b7 \u0647\u0646\u062f<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#CCFF00;color:#000\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.84 24h.53c.096 0 .192-.048.224-.128C7.591 13.696 11.94 8.656 14.67 5.638c.112-.128.064-.225-.096-.225h-4.88a.55.55 0 0 0-.45.225L5.746 9.972c-.514.642-.642 1.236-.642 2.086v4.43c-1.14 3.194-1.862 5.361-2.392 7.32-.032.125.016.192.129.192M20.447.646c-.754-.802-4.157-.834-5.73-.224a3 3 0 0 0-.786.465 41 41 0 0 0-3.323 3.178c-.112.113-.064.225.097.225h5.409c.497 0 .786.289.786.786v6.1c0 .16.128.208.225.064l3.258-4.254c.53-.69.69-.898.835-1.861.192-1.413.08-3.58-.77-4.479m-6.982 16.18 2.231-3.676a.7.7 0 0 0 .064-.29V6.73c0-.16-.112-.225-.224-.097-3.355 3.74-5.971 7.672-8.395 12.407-.06.12.016.225.16.177l5.009-1.54c.565-.174.882-.402 1.155-.852\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Robinhood<\/span><span class=\"pay-brand-meta\">\u06a9\u0627\u0631\u06af\u0632\u0627\u0631\u06cc \u0622\u0646\u0644\u0627\u06cc\u0646 \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><img class=\"pay-brand-img\" src=\"data:image\/png;base64,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\" alt=\"\" loading=\"lazy\" decoding=\"async\"><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Acorns<\/span><span class=\"pay-brand-meta\">\u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u0628\u0627 \u0631\u064f\u0646\u062f \u06a9\u0631\u062f\u0646 \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#191C1F;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M20.9133 6.9566C20.9133 3.1208 17.7898 0 13.9503 0H2.424v3.8605h10.9782c1.7376 0 3.177 1.3651 3.2087 3.043.016.84-.2994 1.633-.8878 2.2324-.5886.5998-1.375.9303-2.2144.9303H9.2322a.2756.2756 0 0 0-.2755.2752v3.431c0 .0585.018.1142.052.1612L16.2646 24h5.3114l-7.2727-10.094c3.6625-.1838 6.61-3.2612 6.61-6.9494zM6.8943 5.9229H2.424V24h4.4704z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Revolut<\/span><span class=\"pay-brand-meta\">\u0646\u0626\u0648\u0628\u0627\u0646\u06a9 \u0648 \u0633\u0647\u0627\u0645 \u00b7 \u0628\u0631\u06cc\u062a\u0627\u0646\u06cc\u0627<\/span><\/span><\/div><div class=\"pay-brand\"><span class=\"pay-brand-zone\"><span class=\"pay-brand-logo\" style=\"background:#00C244;color:#fff\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M23.59 3.475a5.1 5.1 0 00-3.05-3.05c-1.31-.42-2.5-.42-4.92-.42H8.36c-2.4 0-3.61 0-4.9.4a5.1 5.1 0 00-3.05 3.06C0 4.765 0 5.965 0 8.365v7.27c0 2.41 0 3.6.4 4.9a5.1 5.1 0 003.05 3.05c1.3.41 2.5.41 4.9.41h7.28c2.41 0 3.61 0 4.9-.4a5.1 5.1 0 003.06-3.06c.41-1.3.41-2.5.41-4.9v-7.25c0-2.41 0-3.61-.41-4.91zm-6.17 4.63l-.93.93a.5.5 0 01-.67.01 5 5 0 00-3.22-1.18c-.97 0-1.94.32-1.94 1.21 0 .9 1.04 1.2 2.24 1.65 2.1.7 3.84 1.58 3.84 3.64 0 2.24-1.74 3.78-4.58 3.95l-.26 1.2a.49.49 0 01-.48.39H9.63l-.09-.01a.5.5 0 01-.38-.59l.28-1.27a6.54 6.54 0 01-2.88-1.57v-.01a.48.48 0 010-.68l1-.97a.49.49 0 01.67 0c.91.86 2.13 1.34 3.39 1.32 1.3 0 2.17-.55 2.17-1.42 0-.87-.88-1.1-2.54-1.72-1.76-.63-3.43-1.52-3.43-3.6 0-2.42 2.01-3.6 4.39-3.71l.25-1.23a.48.48 0 01.48-.38h1.78l.1.01c.26.06.43.31.37.57l-.27 1.37c.9.3 1.75.77 2.48 1.39l.02.02c.19.2.19.5 0 .68z\"\/><\/svg><\/span><\/span><span class=\"pay-brand-txt\"><span class=\"pay-brand-name\">Cash App<\/span><span class=\"pay-brand-meta\">\u0633\u0647\u0627\u0645 \u0648 \u0628\u06cc\u062a\u200c\u06a9\u0648\u06cc\u0646 \u00b7 \u0622\u0645\u0631\u06cc\u06a9\u0627<\/span><\/span><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-group info-box\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"info-box-title wp-block-paragraph\">\u067e\u06cc\u0634 \u0627\u0632 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0627\u0632 \u06a9\u06cc\u0641 \u067e\u0648\u0644 \u0628\u062f\u0627\u0646\u06cc\u062f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0648\u062c\u0648\u062f\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u200c\u0634\u062f\u0647 \u062f\u06cc\u06af\u0631 \u00ab\u067e\u0648\u0644 \u0646\u0642\u062f \u06a9\u06cc\u0641 \u067e\u0648\u0644\u00bb \u0646\u06cc\u0633\u062a: \u0627\u0631\u0632\u0634 \u0635\u0646\u062f\u0648\u0642\u060c \u0637\u0644\u0627 \u06cc\u0627 \u0633\u0647\u0627\u0645 \u0628\u0627\u0644\u0627 \u0648 \u067e\u0627\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u0631\u0648\u062f \u0648 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0645\u0634\u0645\u0648\u0644 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0636\u0645\u0627\u0646\u062a \u0633\u067e\u0631\u062f\u0647 \u0646\u0628\u0627\u0634\u062f. \u067e\u06cc\u0634 \u0627\u0632 \u0627\u0633\u062a\u0641\u0627\u062f\u0647\u060c \u0646\u0648\u0639 \u062f\u0627\u0631\u0627\u06cc\u06cc\u060c \u06a9\u0627\u0631\u0645\u0632\u062f\u060c \u0632\u0645\u0627\u0646 \u062a\u0633\u0648\u06cc\u0647 \u0648 \u0645\u062c\u0648\u0632 \u0627\u0631\u0627\u0626\u0647\u200c\u062f\u0647\u0646\u062f\u0647 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"iran\">\u062c\u0627\u06cc\u06af\u0627\u0647 \u0627\u06cc\u0631\u0627\u0646 \u062f\u0631 \u0646\u0642\u0634\u0647\u0654 \u067e\u0631\u062f\u0627\u062e\u062a \u062c\u0647\u0627\u0646<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0631\u0627\u0646 \u062a\u0631\u06a9\u06cc\u0628\u06cc \u0627\u0632 \u0647\u0631 \u062f\u0648 \u0645\u062f\u0644 \u0627\u0633\u062a. \u0627\u0632 \u06cc\u06a9 \u0637\u0631\u0641\u060c \u06a9\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc \u0646\u0642\u062f\u06cc \u0645\u062a\u0635\u0644 \u0628\u0647 \u0634\u0628\u06a9\u0647\u0654 \u0634\u062a\u0627\u0628 \u0648 \u06a9\u0627\u0631\u062a\u062e\u0648\u0627\u0646\u200c\u0647\u0627\u06cc \u0634\u0627\u067e\u0631\u06a9 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u062f\u0631 \u0647\u0645\u0647\u0654 \u0641\u0631\u0648\u0634\u06af\u0627\u0647\u200c\u0647\u0627 \u0647\u0633\u062a\u061b \u0634\u0628\u06cc\u0647 \u0627\u0631\u0648\u067e\u0627. \u0627\u0632 \u0637\u0631\u0641 \u062f\u06cc\u06af\u0631\u060c \u0628\u0647\u200c\u062f\u0644\u06cc\u0644 \u062f\u0631 \u062f\u0633\u062a\u0631\u0633 \u0646\u0628\u0648\u062f\u0646 \u06a9\u0627\u0631\u062a\u200c\u0647\u0627\u06cc \u0628\u06cc\u0646\u200c\u0627\u0644\u0645\u0644\u0644\u06cc \u0648 \u0646\u0628\u0648\u062f \u0641\u0631\u0647\u0646\u06af \u06af\u0633\u062a\u0631\u062f\u0647\u0654 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc\u060c \u0645\u0631\u062f\u0645 \u0633\u0631\u06cc\u0639 \u0633\u0631\u0627\u063a \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u062f\u0627\u062e\u0644\u06cc \u0631\u0641\u062a\u0646\u062f: <strong>\u06a9\u0627\u0631\u062a\u200c\u0628\u0647\u200c\u06a9\u0627\u0631\u062a<\/strong>\u060c \u0627\u067e\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a\u060c QR \u06a9\u062f \u0648 \u0627\u06cc\u0646 \u0627\u0648\u0627\u062e\u0631 \u067e\u0631\u062f\u0627\u062e\u062a NFC \u0628\u0627 \u06af\u0648\u0634\u06cc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062c\u0627\u06cc \u062e\u0627\u0644\u06cc \u0628\u0632\u0631\u06af \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646\u060c <strong>\u0627\u0639\u062a\u0628\u0627\u0631 \u062e\u0631\u062f \u0648 \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc<\/strong> \u0627\u0633\u062a \u06a9\u0647 \u062f\u0631 \u063a\u0631\u0628 \u0628\u0627 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 \u062f\u0631 \u0622\u0633\u06cc\u0627 \u062f\u0627\u062e\u0644 \u0633\u0648\u067e\u0631\u0627\u067e\u200c\u0647\u0627 \u062d\u0644 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0633\u0631\u0648\u06cc\u0633\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 BNPL \u062f\u0627\u062e\u0644\u06cc \u062f\u0631 \u062d\u0627\u0644 \u067e\u0631\u06a9\u0631\u062f\u0646 \u0647\u0645\u06cc\u0646 \u0634\u06a9\u0627\u0641 \u0647\u0633\u062a\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0631 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u060c \u0627\u06cc\u0631\u0627\u0646 \u0628\u0647 \u0645\u062f\u0644 \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0646\u0632\u062f\u06cc\u06a9\u200c\u062a\u0631 \u0634\u062f\u0647 \u0627\u0633\u062a: \u062e\u0631\u06cc\u062f \u0637\u0644\u0627\u06cc \u0622\u0628\u200c\u0634\u062f\u0647 \u0648 <a href=\"https:\/\/carbon.ir\/blog\/buy-gold-or-gold-fund\/\">\u0635\u0646\u062f\u0648\u0642 \u0637\u0644\u0627<\/a> \u0628\u0627 \u0645\u0628\u0627\u0644\u063a \u06a9\u0645\u060c \u0648 \u062e\u0631\u06cc\u062f \u0648\u0627\u062d\u062f \u0635\u0646\u062f\u0648\u0642\u200c\u0647\u0627\u06cc \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0627\u0632 \u062f\u0627\u062e\u0644 \u0627\u067e\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc \u0631\u0627\u06cc\u062c \u0634\u062f\u0647 \u0627\u0633\u062a. \u0627\u06af\u0631 \u0645\u06cc\u200c\u062e\u0648\u0627\u0647\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f \u0686\u0637\u0648\u0631 \u0628\u062e\u0634\u06cc \u0627\u0632 \u067e\u0633\u200c\u0627\u0646\u062f\u0627\u0632 \u0631\u0627 \u0628\u0647 <a href=\"https:\/\/carbon.ir\/blog\/non-cash-assets\/\">\u062f\u0627\u0631\u0627\u06cc\u06cc \u063a\u06cc\u0631\u0646\u0642\u062f\u06cc<\/a> \u0645\u062b\u0644 \u0637\u0644\u0627\u060c \u0646\u0642\u0631\u0647 \u0648 \u0633\u0647\u0627\u0645 \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0646\u06cc\u062f\u060c \u0627\u06cc\u0646 \u0631\u0627\u0647\u0646\u0645\u0627 \u0631\u0627 \u0628\u0628\u06cc\u0646\u06cc\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lessons-for-business\">\u0686\u0647 \u062f\u0631\u0633\u06cc \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627\u06cc \u0627\u06cc\u0631\u0627\u0646\u06cc \u062f\u0627\u0631\u062f\u061f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0635\u0627\u062d\u0628 \u06cc\u06a9 \u0641\u0631\u0648\u0634\u06af\u0627\u0647 \u06cc\u0627 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u06a9\u0648\u0686\u06a9 \u0647\u0633\u062a\u06cc\u062f\u060c \u062a\u062c\u0631\u0628\u0647\u0654 \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627 \u0686\u0646\u062f \u067e\u06cc\u0627\u0645 \u0631\u0648\u0634\u0646 \u062f\u0627\u0631\u062f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0686\u0646\u062f \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f:<\/strong> \u0645\u0634\u062a\u0631\u06cc\u200c\u0627\u06cc \u06a9\u0647 \u0646\u062a\u0648\u0627\u0646\u062f \u0628\u0627 \u0631\u0648\u0634 \u062f\u0644\u062e\u0648\u0627\u0647\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u062f\u060c \u0628\u0647\u200c\u0631\u0627\u062d\u062a\u06cc \u062e\u0631\u06cc\u062f \u0631\u0627 \u0631\u0647\u0627 \u0645\u06cc\u200c\u06a9\u0646\u062f.<\/li>\n\n\n\n<li><strong>\u0647\u0632\u06cc\u0646\u0647\u0654 \u067e\u0630\u06cc\u0631\u0634 \u0631\u0627 \u062c\u062f\u06cc \u0628\u06af\u06cc\u0631\u06cc\u062f:<\/strong> \u06a9\u0627\u0631\u0645\u0632\u062f \u0648 \u0647\u0632\u06cc\u0646\u0647\u0654 \u062a\u062c\u0647\u06cc\u0632\u0627\u062a\u060c \u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0632 \u062d\u0627\u0634\u06cc\u0647\u0654 \u0633\u0648\u062f \u0634\u0645\u0627 \u06a9\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f\u061b \u062f\u0631\u0633 QR \u0686\u06cc\u0646\u06cc \u0647\u0645\u06cc\u0646 \u0627\u0633\u062a.<\/li>\n\n\n\n<li><strong>\u062a\u0633\u0648\u06cc\u0647\u0654 \u0633\u0631\u06cc\u0639 \u06cc\u0639\u0646\u06cc \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u0628\u0647\u062a\u0631:<\/strong> \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u0641\u0642\u0637 \u0628\u0631\u0627\u06cc \u0645\u0634\u062a\u0631\u06cc \u0631\u0627\u062d\u062a \u0646\u06cc\u0633\u062a\u061b <a href=\"https:\/\/carbon.ir\/blog\/cash-flow-management\/\">\u062c\u0631\u06cc\u0627\u0646 \u0646\u0642\u062f\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631<\/a> \u0634\u0645\u0627 \u0631\u0627 \u0647\u0645 \u0633\u0627\u0644\u0645\u200c\u062a\u0631 \u0646\u06af\u0647 \u0645\u06cc\u200c\u062f\u0627\u0631\u062f.<\/li>\n\n\n\n<li><strong>\u0647\u0645\u0647\u200c\u0686\u06cc\u0632 \u0631\u0627 \u06cc\u06a9\u200c\u062c\u0627 \u0628\u0628\u06cc\u0646\u06cc\u062f:<\/strong> \u0645\u0648\u0641\u0642\u06cc\u062a \u0633\u0648\u067e\u0631\u0627\u067e\u200c\u0647\u0627 \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u0648\u0642\u062a\u06cc \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0641\u0631\u0648\u0634 \u0648 \u06af\u0632\u0627\u0631\u0634 \u0645\u0627\u0644\u06cc \u06a9\u0646\u0627\u0631 \u0647\u0645 \u0628\u0627\u0634\u0646\u062f\u060c \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0633\u0627\u062f\u0647\u200c\u062a\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group cta-inline\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group cta-inline-text\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">\u0645\u0627\u0644\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u062a\u0627\u0646 \u0631\u0627 \u06cc\u06a9\u200c\u062c\u0627 \u0645\u062f\u06cc\u0631\u06cc\u062a \u06a9\u0646\u06cc\u062f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u06a9\u0631\u0628\u0646\u060c \u0633\u06cc\u0633\u062a\u0645\u200c\u0639\u0627\u0645\u0644 \u0645\u0627\u0644\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9 \u0627\u0633\u062a. <a href=\"https:\/\/carbon.ir\/blog\/news12390\/\" style=\"color:inherit;text-decoration:underline\">\u062f\u0631\u0628\u0627\u0631\u0647\u0654 \u06a9\u0631\u0628\u0646 \u0628\u06cc\u0634\u062a\u0631 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button cta-inline-btn\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/my.carbon.ir\/\">\u0634\u0631\u0648\u0639 \u0628\u0627 \u06a9\u0631\u0628\u0646<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">\u0633\u0624\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631\u0628\u0627\u0631\u0647\u0654 \u062a\u0641\u0627\u0648\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0631\u0627\u06cc\u062c\u200c\u062a\u0631\u06cc\u0646 \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u06a9\u0634\u0648\u0631\u0647\u0627\u06cc \u063a\u0631\u0628\u06cc \u0686\u06cc\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u06a9\u0627\u0631\u062a \u0628\u0627\u0646\u06a9\u06cc. \u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 \u062f\u0631 \u0627\u0631\u0648\u067e\u0627 \u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc \u0631\u0627\u06cc\u062c\u200c\u062a\u0631 \u0627\u0633\u062a \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0627 \u0645\u0648\u0628\u0627\u06cc\u0644 \u0647\u0645 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0632 \u0637\u0631\u06cc\u0642 \u06a9\u06cc\u0641 \u067e\u0648\u0644\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 Apple Pay \u0648 Google Pay \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0631\u0648\u06cc \u0647\u0645\u0627\u0646 \u06a9\u0627\u0631\u062a \u06a9\u0627\u0631 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0686\u0631\u0627 \u062f\u0631 \u0686\u06cc\u0646 \u0647\u0645\u0647 \u0628\u0627 QR \u06a9\u062f \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0686\u0648\u0646 \u0648\u0642\u062a\u06cc \u06af\u0648\u0634\u06cc \u0647\u0648\u0634\u0645\u0646\u062f \u0641\u0631\u0627\u06af\u06cc\u0631 \u0634\u062f\u060c \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0647\u0646\u0648\u0632 \u062f\u0631 \u0686\u06cc\u0646 \u0631\u0627\u06cc\u062c \u0646\u0628\u0648\u062f. QR \u06a9\u062f \u0628\u0631\u0627\u06cc \u0641\u0631\u0648\u0634\u0646\u062f\u0647 \u062a\u0642\u0631\u06cc\u0628\u0627\u064b \u0647\u0632\u06cc\u0646\u0647\u200c\u0627\u06cc \u0646\u062f\u0627\u0631\u062f \u0648 \u0627\u067e\u200c\u0647\u0627\u06cc\u06cc \u0645\u062b\u0644 Alipay \u0648 WeChat Pay \u0622\u0646 \u0631\u0627 \u0628\u0627 \u062e\u062f\u0645\u0627\u062a \u0631\u0648\u0632\u0645\u0631\u0647 \u062a\u0631\u06a9\u06cc\u0628 \u06a9\u0631\u062f\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">UPI \u0647\u0646\u062f \u0686\u06cc\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">UPI \u06cc\u06a9 \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0646\u0647\u0627\u062f \u0645\u0644\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0646\u062f \u062f\u0631 \u0633\u0627\u0644 \u06f2\u06f0\u06f1\u06f6 \u0631\u0627\u0647 \u0627\u0646\u062f\u0627\u062e\u062a. \u0647\u0631 \u0628\u0627\u0646\u06a9 \u0648 \u0627\u067e \u067e\u0631\u062f\u0627\u062e\u062a\u06cc \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0622\u0646 \u0648\u0635\u0644 \u0634\u0648\u062f \u0648 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0628\u0627 \u06cc\u06a9 \u0634\u0646\u0627\u0633\u0647 \u06cc\u0627 QR\u060c \u0641\u0648\u0631\u06cc \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0628\u062f\u0648\u0646 \u06a9\u0627\u0631\u0645\u0632\u062f \u067e\u0648\u0644 \u062c\u0627\u0628\u0647\u200c\u062c\u0627 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0622\u06cc\u0627 \u063a\u0631\u0628 \u0647\u0645 \u0628\u0647 \u0633\u0645\u062a \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u0648\u0628\u0627\u06cc\u0644\u06cc \u0622\u0633\u06cc\u0627\u06cc\u06cc \u0645\u06cc\u200c\u0631\u0648\u062f\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062a\u0627 \u062d\u062f\u06cc \u0628\u0644\u0647. \u0633\u0627\u0645\u0627\u0646\u0647\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u0622\u0646\u06cc \u0645\u062b\u0644 FedNow \u062f\u0631 \u0622\u0645\u0631\u06cc\u06a9\u0627 \u0648 \u0627\u0646\u062a\u0642\u0627\u0644 \u0622\u0646\u06cc \u06cc\u0648\u0631\u0648 \u062f\u0631 \u0627\u0631\u0648\u067e\u0627 \u0631\u0627\u0647\u200c\u0627\u0646\u062f\u0627\u0632\u06cc \u0634\u062f\u0647\u200c\u0627\u0646\u062f\u060c \u0627\u0645\u0627 \u06a9\u0627\u0631\u062a \u0628\u0647\u200c\u062f\u0644\u06cc\u0644 \u0632\u06cc\u0631\u0633\u0627\u062e\u062a \u062c\u0627\u0627\u0641\u062a\u0627\u062f\u0647 \u0648 \u0642\u0648\u0627\u0646\u06cc\u0646 \u062d\u0645\u0627\u06cc\u062a \u0627\u0632 \u0645\u0635\u0631\u0641\u200c\u06a9\u0646\u0646\u062f\u0647 \u0647\u0645\u0686\u0646\u0627\u0646 \u0631\u0648\u0634 \u0627\u0635\u0644\u06cc \u0645\u06cc\u200c\u0645\u0627\u0646\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u06a9\u06cc\u0641 \u067e\u0648\u0644 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc \u0686\u06cc\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u06a9\u06cc\u0641 \u067e\u0648\u0644\u06cc \u06a9\u0647 \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u067e\u0631\u062f\u0627\u062e\u062a\u060c \u0645\u0648\u062c\u0648\u062f\u06cc \u0631\u0627 \u062f\u0631 \u0635\u0646\u062f\u0648\u0642 \u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u06cc\u060c \u0637\u0644\u0627 \u06cc\u0627 \u0633\u0647\u0627\u0645 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u062f. \u0646\u0645\u0648\u0646\u0647\u0654 \u0645\u0639\u0631\u0648\u0641\u0634 Yu&#8217;e Bao \u062f\u0631 Alipay \u0627\u0633\u062a. \u0627\u06cc\u0646 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0628\u0631\u062e\u0644\u0627\u0641 \u067e\u0648\u0644 \u0646\u0642\u062f \u06a9\u06cc\u0641 \u067e\u0648\u0644\u060c \u0627\u0631\u0632\u0634\u0634\u0627\u0646 \u0646\u0648\u0633\u0627\u0646 \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0646\u0638\u0627\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u06cc\u0631\u0627\u0646 \u0628\u0647 \u06a9\u062f\u0627\u0645 \u0645\u062f\u0644 \u0646\u0632\u062f\u06cc\u06a9\u200c\u062a\u0631 \u0627\u0633\u062a\u061f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0631\u0627\u0646 \u062a\u0631\u06a9\u06cc\u0628\u06cc \u0627\u0633\u062a: \u06a9\u0627\u0631\u062a \u0646\u0642\u062f\u06cc \u0648 \u06a9\u0627\u0631\u062a\u062e\u0648\u0627\u0646 \u0645\u062b\u0644 \u0627\u0631\u0648\u067e\u0627 \u0647\u0645\u0647\u200c\u062c\u0627 \u0647\u0633\u062a\u060c \u0627\u0645\u0627 \u06a9\u0627\u0631\u062a\u200c\u0628\u0647\u200c\u06a9\u0627\u0631\u062a\u060c QR \u0648 \u067e\u0631\u062f\u0627\u062e\u062a \u0628\u0627 \u0645\u0648\u0628\u0627\u06cc\u0644 \u0647\u0645 \u0645\u062b\u0644 \u0622\u0633\u06cc\u0627 \u0631\u0648\u0627\u062c \u062f\u0627\u0631\u062f. \u06a9\u0645\u0628\u0648\u062f \u0627\u0635\u0644\u06cc\u060c \u0627\u0639\u062a\u0628\u0627\u0631 \u062e\u0631\u062f \u0648 \u062e\u0631\u06cc\u062f \u0627\u0642\u0633\u0627\u0637\u06cc \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><strong>\u0645\u0646\u0627\u0628\u0639:<\/strong> <a href=\"https:\/\/www.npci.org.in\/what-we-do\/upi\/product-statistics\" target=\"_blank\" rel=\"noopener\">\u0622\u0645\u0627\u0631 UPI \u2013 NPCI<\/a>\u060c <a href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2015\/751\/oj\" target=\"_blank\" rel=\"noopener\">\u0645\u0642\u0631\u0631\u0627\u062a \u06a9\u0627\u0631\u0645\u0632\u062f \u06a9\u0627\u0631\u062a \u0627\u062a\u062d\u0627\u062f\u06cc\u0647\u0654 \u0627\u0631\u0648\u067e\u0627 (2015\/751)<\/a>\u060c <a href=\"https:\/\/www.frbservices.org\/financial-services\/fednow\" target=\"_blank\" rel=\"noopener\">FedNow \u2013 \u0641\u062f\u0631\u0627\u0644 \u0631\u0632\u0631\u0648<\/a>\u060c <a href=\"https:\/\/www.riksbank.se\/en-gb\/payments--cash\/payments-in-sweden\/\" target=\"_blank\" rel=\"noopener\">\u06af\u0632\u0627\u0631\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0648\u0626\u062f \u2013 Riksbank<\/a>. \u0644\u0648\u06af\u0648\u0647\u0627 \u0645\u062a\u0639\u0644\u0642 \u0628\u0647 \u0635\u0627\u062d\u0628\u0627\u0646 \u0647\u0631 \u0628\u0631\u0646\u062f \u0647\u0633\u062a\u0646\u062f \u0648 \u0641\u0642\u0637 \u0628\u0631\u0627\u06cc \u0645\u0639\u0631\u0641\u06cc \u0622\u0645\u062f\u0647\u200c\u0627\u0646\u062f\u061b \u0622\u06cc\u06a9\u0648\u0646\u200c\u0647\u0627 \u0627\u0632 <a href=\"https:\/\/simpleicons.org\/\" target=\"_blank\" rel=\"noopener\">Simple Icons<\/a> \u0648 \u0633\u0627\u06cc\u0631 \u0644\u0648\u06af\u0648\u0647\u0627 \u0627\u0632 <a href=\"https:\/\/commons.wikimedia.org\/\" target=\"_blank\" rel=\"noopener\">Wikimedia Commons<\/a> (\u0644\u0648\u06af\u0648\u06cc Acorns \u0628\u0627 \u0645\u062c\u0648\u0632 CC BY 4.0).<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u0686\u0631\u0627 \u0622\u0645\u0631\u06cc\u06a9\u0627\u06cc\u06cc\u200c\u0647\u0627 \u0628\u0627 \u06a9\u0627\u0631\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0648 \u0686\u06cc\u0646\u06cc\u200c\u0647\u0627 \u0628\u0627 QR \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f\u061f \u0645\u0642\u0627\u06cc\u0633\u0647\u0654 \u0631\u0648\u0634\u200c\u0647\u0627\u06cc \u067e\u0631\u062f\u0627\u062e\u062a \u062f\u0631 \u063a\u0631\u0628 \u0648 \u0622\u0633\u06cc\u0627\u060c \u062f\u0644\u0627\u06cc\u0644 \u0627\u06cc\u0646 \u062a\u0641\u0627\u0648\u062a \u0648 \u062f\u0631\u0633\u200c\u0647\u0627\u06cc\u0634 \u0628\u0631\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627\u06cc \u0627\u06cc\u0631\u0627\u0646\u06cc.<\/p>\n","protected":false},"author":1,"featured_media":14088,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[170,169,168,174,141,172,171,173],"class_list":["post-14086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","tag-qr-","tag-169","tag-168","tag-174","tag-141","tag-172","tag-171","tag-173"],"_links":{"self":[{"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/posts\/14086","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/comments?post=14086"}],"version-history":[{"count":1,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/posts\/14086\/revisions"}],"predecessor-version":[{"id":14087,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/posts\/14086\/revisions\/14087"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/media\/14088"}],"wp:attachment":[{"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/media?parent=14086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/categories?post=14086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/carbon.ir\/blog\/wp-json\/wp\/v2\/tags?post=14086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}